How the Jones Act and General Maritime Law Protect Seamen

February 25, 2020

If you’re involved in an offshore injury, the Jones Act and General Maritime law provide protections for you. Seaman and oil rig workers should be familiar with “maintenance and cure.”

Maintenance and cure are two benefits offered to injured seamen no matter who is at fault for the injuries sustained.

All offshore workers are entitled to maintenance and cure benefits.

Understanding Maintenance and Cure

The Jones Act and Maritime Law allow a seaman to seek benefits until they meet maximum medical improvement (MMI). MMI means that the person has recovered to a point where they will recover no longer. The injured party is essentially recovered to the point that a doctor discharges the patient from their care.

MMI may be a full recovery, or it may be a partial recovery. The only thing for certain with MMI is that the doctor doesn’t think that the patient will improve any further.

MMI is achieved by maintenance and cure.

Maintenance

Maintenance is provided by the employer and is the seaman’s room and board during recovery. Since the seaman is going to be working offshore, the employer would have provided room and board had an injury not occurred.

The law ensures that the employee is able to maintain room and board through their employer.

Maintenance will also include:

Household expenses
Mortgage or rent payments
Utility bills
Taxes

Maintenance will not include bills that are not a necessity, such as a cable television or Internet access. The keyword to know under maintenance is “household.” Since maintenance deals with the household only, it will not cover additional bills that accrue, such as a person’s car payments.

Cure

The cure is the second benefit that is given to seamen. The cure will include all of the medical expenses that the seaman needs that are deemed:

Reasonable
Necessary

Transportation to receive the treatment is also covered under cure. The cure is essentially workers’ compensation for seamen. The seaman will not have to pay anything out of pocket towards his or her medical bills that are work-related.

Maintenance will be paid weekly or bi-weekly, and the employer will pay all of the worker’s medical bills directly.

Of course, employers found loopholes in the law and would pay very low rates for maintenance. Employers would be only paying a few hundred per month towards maintenance and not consider the actual bills of the employee. The employees that did not have all of their maintenance covered took employers to court.

The courts decided in favor of the employees to ensure that employers could no longer use these loopholes. Employers did not want to pay for a high cost of living, but the courts ruled that maintenance must cover the employee’s household costs despite the area that the employee lives in. If the employee’s household expenses are $3,000 a month or $300 a month, the employer must pay the expenses accordingly.

Unions May Impact Cure and Maintenance

Seamen that are represented by a union may not have all of their expenses covered. If a seaman is part of a union, the contract that the union has with the employer may put a limit on the maintenance benefits that the person may receive.

For example, if maintenance is capped at $700 a month, but the employee’s household expenses are $2,000 a month, the cap will be the enforced limit.

According to flemingattorneys.com, there are always exceptions to the rule, and lawyers may be able to find holes in the union contract that would eliminate the $700 cap. Some contracts may only be applied in a certain region of the country, and federal law may rule that the maintenance cap be lifted.

Seamen that have a maintenance cap that doesn’t cover all expenses may want to seek the guidance of a lawyer that specializes in offshore injuries.

Recourse Beyond Maintenance and Cure

Seamen that are already getting treatment and enjoy these benefits can and should still talk to an offshore attorney. Employees that are injured offshore may be able to seek:

Punitive damages
Recourse for the injuries

Maintenance and cure will provide benefits, but there is still a chance that the injured party may not recover fully from their injuries. A lawyer that is well-versed in offshore injuries will be able to alert the injured party of any recourse they may pursue to be made “whole” again.

The circumstances around the injury and how it occurred will determine what type of damages can be sought as well as if the seaman is entitled to punitive damages.

How to Create a Photo Collage and Keep Your Memories

Дмитра Врачарић

February 25, 2020

We live in a world of images. Together with the development of advanced technology, picturing became some sort of routine for people. You can see many pictures on different social media every single day. The only thing you will need to have to make a nice picture is a decent smartphone. Most of them today come with high-quality cameras.

Yet, even within those pictures, some of them are not basic pictures that you can make every day. These pictures represent memories that we want to keep for the rest of our lives.

You probably think that we here talk about weddings or the birth of a child. However, these two moments are the most common ones. Even the basic picture that you took with your beloved person can be some sort of memory, right?

Well, we usually want to raise the quality of these pictures. More precisely, many people want to upgrade those images with amazing collages. If you plan to publish those images on your social media, that won’t be a huge problem. For instance, Instagram offers some options to change some details on your photo.

However, we believe that the options that Instagram offers are a bit limited. Despite that, they won’t mean anything to you if you want to put that image into the frame. In that case, you will need to use some of the photo editing tools. For instance, Fotor photo editor gives a lot more options and we suggest you check this tool.

Still, if you are not an expert for photo editing, then you should hear a couple of advice that will explain to you how to create a photo collage properly.

Add Contrast

Well, this is probably the first thing that you need to do. For example, let’s imagine that you took a picture somewhere outside. At that moment, there was a lot of snow around you. Yet, you were wearing a white jacket and it seemed like you camouflaged. In that case, contrasts can help a lot.

For example, the background of the photo can be a bit darker than you. In that way, you won’t look like a chameleon.

Use Strong Shapes, Colors, and Lines

Strong colors, shapes, and lines will raise the quality of your memory. First of all, it is necessary to select and focus on one element. In this case, that will be you (and persons next to you). In that way, the main attention of the picture will go to both of you.

When you do that, it is important to add stronger colors. For example, this especially counts if the sky is part of your photo collage. You can improve the strength of the color and the entire picture will get a higher level of quality.

Adjust Lighting

Well, this is specifically important in two different cases. Let’s say that you took a picture over the day. Yet, the position of the sun was on the opposite side of you. Because of that, your face(s) turned out too bright. Despite this, the sun had the same impact on the background as well. In that case, you will need to reduce the level of lighting.

On the other hand, let’s imagine that you took a picture under the tree. You wanted to avoid the previous situation. However, no one guarantees that the quality of the picture will improve. If something like this happened, then you should do quite the opposite thing. You should raise the lightning of the picture with your photo editor. In that way, your faces and the entire background will look much better.

Blur the Background

Okay, this piece of advice is good for a certain group of images. Let’s imagine that a certain image means a lot to you, but the background of the picture is awful. Well, you won’t be able to crop the entire background, right? In that case, you should blur it.

There is one more reason why this photo collage is going to be a better choice. A person or people on the image will be in the main focus. No one is even going to invest a lot of effort to check the background. The first thing that people will notice is people in the picture.

Adjust the Edits to Your Style

This is especially important if you plan to create an attractive photo collage. People usually look for inspiration in the images of other people. Well, that can send you in a completely wrong direction.

Let’s imagine that you wear a suit in the picture while your girlfriend wears a dress. This is a picture that has style, right? Well, you can’t use, for example, retro design for this sort of image. You need to edit it in the way to make the picture look more luxurious.

Crop the Image Properly

Let’s say that you went to see some historical buildings together with your family. Logically, you would want to include the building in the image. However, it is not the point that the characters on the picture be too “small”. At that moment, the main focus goes to the building.

Of course, we do not want to say that people should cover the entire surface of the image. The picture becomes more charming when there is a nice background behind you. However, find the balance between the two options that we mentioned.

Don’t Over-Edit

Well, this is a very common case that happens to people that are not professional graphic designers. They tend to make their memory even better, but they mess up things in the end. The reason for that is simple – they over-edit the picture.ed

That’s not the point of using photo editing tools. For example, all these pieces of advice that we gave you won’t mean a lot if you overuse them. It is okay if you are focused on minor details as well. Still, the main purpose of editing is to make the picture clear and natural.

For instance, people sometimes use too strong colors. Their faces do not look natural. Check the image twice after you edit it.

Experiment Things

No one says that you need to limit yourself to only one type of editing. You can always try to make different versions of the picture. It is important to practice. Sooner or later you will find the style that suits you the most.

Luxury Travel in Tanzania 2024

Abdar Grincoli

February 24, 2020

Tanzania is a wonderful country that attracts more and more attention from tourists because of its extraordinary beauty and many interesting things to see. There are many ways you can go and depending on your budget you can choose cheaper options or opt for luxury travel. Of course, if you can, always give yourself the opportunity to join a safari that will be tailored to your preferences and wants, even if that means investing a little bit more. You can be sure that once you go there, you will realize it is worth every investment.

Things to see

The main reason why tourists choose to visit Tanzania is the amazing wildlife and the sights that cannot be seen anywhere else in the world. Depending on the safari tour you choose, you will see different places that definitely deserve your attention. Here are a few destinations that you shouldn’t miss.

Tarangire National Park is in sixth place when it comes to the sizes of national parks in Tanzania. It got its name by the Tarangire River. The wildlife is amazing since animals gather around the water, especially during the dry season. Bird lovers find this area priceless because, with 550 bird species, it is definitely worth exploring. Some of the species are endemic, meaning that they cannot be seen anywhere else in the world but here. If you want to see some of these species, make sure you stay near the Tarangire River, the swamps and acacia glades. Here you will see animals in their natural habitat which is pretty amazing and fascinating by itself. Having a guide who will tell you more about the animal species and the sites you can see around you will definitely help you understand Tanzania better and enjoy it more.

The great thing about this area is that it’s not crowded and you will have the privacy you need and a chance to enjoy the surroundings at your own pace. Listen to nature and enjoy the whole experience as much as you can. If you wish to learn about the Masai tribe, they are pretty near in the Masai steep. If you notice people wearing orange robes, then you will be in the right place. Make sure you ask for advice from your guides or come with them, so you can be sure that there are no misunderstandings with the locals. It is a wonderful way to learn about the way these people live and step out of your comfort zone. You will be able to see how people live and learn something new. It can help you broaden your views and open yourself up to new experiences.

Ngorongoro Crater is particularly interesting because it is more than two million years old. It is a volcanic caldera, located in Northern Tanzania. Here you will find numerous animal species such as lions, hyenas, buffalo, the zebra, and many others. Ever since 1979, it is named UNESCO World Heritage Site. Also, there are many members of the Masai tribe in the Ngorongoro Conservation Area. If you’re interested in learning about history, you should know that this is the area where Homo Hablis (handy man) was discovered. This finding is the reason why many scientists believe that Africa is the place where the first human species originated.

There are two weather seasons in this area – a rainy season that begins in November and ends in April, and a dry season that begins in May and ends in October. The rainy season is the time when animals are young. When you go to see Ngorongoro Crater, you will probably get the chance to see predators in action, especially if you’re patient enough and lucky to witness such an amazing sight. On the other hand, during the dry season animals gather around water. Considering that there are lots of things to see and do, it is important to have an experienced guide who will show you the right places and give your precious advice about how to stay safe. If you wish to go to a safari, visit SafariByZ for more information.

Lake Manyara is known for its magnificent scenery, lions that climb trees and flamingos. With so many zebras, elephants, giraffes, impala, and so many other species you will be completely blown away and won’t even know where to look. Their enormous baboon herds tourists eagerly wait to see. Once you go there, you will feel like you’re seeing a postcard with pelicans and pink flamingos standing in the lake, and it will be pretty clear to you why this lake is one of the main places tourists want to see in Tanzania. This lake is shallow and its contracts and expands depending on the season to reveal the vegetation beneath it. Tourists usually spend four or five hours trying to see all and the animals on the move.

Serengeti is the place you shouldn’t miss since it is one of the most significant African parks where you can see the migration of wildebeest. It is the UNESCO World Heritage Site and it is definitely worth the visit because of the breathtaking views and the amazing animals. The best time to visit is during June and July because the migration of wildebeest occurs during this time. Once you visit, you will realize why Serengeti is famous for being a perfect place where you can see and feel the untamed wilderness and get the chance to dive into it.

It is important to prepare yourself before going to Tanzania. Make sure you pack lightly, but bring with you all the things that you may need. Depending on your plans, organize your time well. Always have some money with you in case something unforeseen happens. Keep in mind that you will need to be in good shape when you go, and so you can use all the available time exploring and learning something new about Tanzania. After you make all the preparations, the only thing left to do is to enjoy this magical country!

Cashback Explained, And Why You’d Be Foolish Not To Use It with Lyoness

Дмитра Врачарић

February 24, 2020

Shopping and Cashback concept, Money refund, Woman hand holding smartphone with button get started the cashback. — Source: iStock

Have you heard of cashback before? If not then it is high time that you learn a little more about it and takes advantage of the chance to save megabucks using this brilliant idea. Cashback sites such as Lyoness offer its members some of the best offers out there and you’d be crazy not to take advantage of it.

There are many ways in which you can use the internet to make some monster savings on your grocery shop and of them, all cashback is by far and away from the best and the place where you can really save a sizable amount of money. I have no doubt that many of you would like to have some extra cash on the hip each month, and perhaps you thought that buying cheaper goods was the way to do it. Well, using cashback is the perfect way to do it so that you don’t have to change the products that you buy you just have to change the way that you go about getting them.

What on Earth is Cashback?

Cashback is actually very simple, despite what many people think, and it is the offer of a certain percentage of money back when you buy certain items. Let’s assume that a bottle of shampoo is on the website with an offer of 50% cashback, you then go to the store and buy that bottle of shampoo, upload your proof of purchase to the website and then you can count on receiving half of the cost back in cash. These websites are not connected to the grocery stores, they are working with the companies who manufacture the goods individually in order to bring you these great offers.

How to Use It

When you decide which cashback site you are going to use, you will have to sign up for a profile and you will also have to pay a membership fee in order to get access to the promotions. Don’t panic about having to pay this fee as the money you will save on your first shop alone will be enough to cover the cost. All you do once you are signed up is to check out the offers, find something which you like and then go out and buy it. In order to prove purchase, you simply need to upload a photograph or a scanned copy of your receipt, and then the money will be credited back into your account on the cashback site.

Now that you understand what cashback is and how you can make the most of it, let’s take a further look at why you would be foolish not to take up the opportunity of making these savings.

Best Deals

Because the cashback sites work directly with the companies who are producing these products they are able to offer sizable discounts, the likes of which a grocery store is not able to negotiate becasue of the volume of goods which they would sell. If you are currently using coupons or taking advantage of other offers that a grocery store has, then the offers which you find on the cashback site will completely blow them out of the water and ensure that you are making savings that far outdo any other method.

Same Products

The products which you are going to find on the cashback site are not bizarre and left-field products, on the contrary in fact and they are products which you are probably buying each and every week as it is. This means that you could very easily be paying top dollar for products at the store when it really isn’t necessary. You’ll be amazed when you first sign in to your account to see all of the products which you have been buying for a while, that have mega savings on them which you may very well have been missing out on.

Because it is so Easy

On the face of it, cashback sounds pretty complex, but as soon as you get your head around it you can see just how simple the process is. This is why you can’t afford to miss out becasue, in order to get your money back, you don’t have to do very much at all. Some sites even have phone apps that you can use that will make the process even easier for you, giving you no real excuse not to take advantage of this brilliant opportunity to save money.

You have already lost enough time which could have been used to save some money on your grocery shop, don’t miss the chance again to start saving using cashback sites, once you do get started, you’ll wonder why you didn’t do it earlier!

9 Best Skin Care Masks for Acne in 2024

Дмитра Врачарић

February 24, 2020

Having acne is something normal and everyone has struggled with them at some point in their lives no matter their age, complexion type, and whether they have an extensive skincare routine or not. It is a problem that can be linked to several things from genetics and hormones to one’s diet and can often affect an individual’s self-esteem and the way they perceive themselves. Luckily, today, there are numerous beauty products that are made to help you deal with the issue such as toners, creams, and various treatments. However, people might often overlook a product that is very simple to use but can greatly help them get rid of the pesky spots – face masks.

These wonderful products can take care of nasty breakouts and, with regular use, minimize them too,s thanks to the ingredients they are made from. Moreover, they can cleanse your skin, reduce pores, exfoliate, remove access oils, and much more.

They come in several forms that include peel-off, sheet, clay, gel, sleep, cream, and charcoal masks. Each type has its pros and cons, although, in recent years, sheet and charcoal ones have become extremely popular. Additionally, companies do not only produce them for acne and breakout treatments but many other skin-related issues as well.

If you are struggling with acne and would like to give these products a try, it might be hard to pick one since there are so many great brands to choose from. The truth is, you will probably have to test a few out before you find one that is most suitable for you and your complexion type. So, to help you get started, here are some of the natural skin care products on the market.

1. Chamomile Concentrate Anti-Blemish Mask (Aesop)

You will find no fancy ingredients listed on the label of this product, quite the opposite. Made from natural, yet very effective plants such as chamomile, rosemary, sage, and tea tree, it will help you get rid of the bacteria, reduce irritations, as well as any excess oils and inflammations. With regular use, it should take care of your problems very quickly and efficiently.

2. Umbrian Clay Masque (Fresh)

The product is rich in minerals and is suitable for everyone. It contains special Umbrian clay, as well as chamomile and sandalwood oil all of which can help balance, cleanse, soothe, and clarify your complexion. It also closes pores, controls oils, and makes the skin softer and its texture smoother too.

It can actually be used in 3 different ways, as a detox mask for removing impurities, spot treatment, as well as a daily cleanser.

3. Super Purifying Charcoal Facial Mask (Garnier)

The Garnier sheet mask’s primary ingredients are charcoal and algae extract and it is great to use if you want to draw out any impurities that might be clogging your pores. Charcoal is known to deeply purify the skin, so by regularly applying the product 2 to 3 times a week, not only will your issues start disappearing but your complexion will start looking fresh, healthy, and radiant as well.

Garnier actually offers several types of masks you can use, ranging from moisturizing your complexion to heavy acne treatment.

4. Mega Greens Galaxy Masque (Glossier)

It contains kaolin clay, leafy greens, as well as superfruit antioxidants, all of which are meant to detoxify, deep-cleanse, and nourish your complexion. They provide extra vitamins, balance, purify, and refine your skin while getting rid of excess oils, impurities, and minimizing pores in the process.

It is important to note that the product is suitable for all types, but especially for individuals with sensitive skin since it is paraben, fragrance, and cruelty-free, vegan, and allergy-tested.

5. Charcoal Rescue Masque (Dermalogica)

Perfect for normal to oily complexions, the product is meant for revitalization, detoxification, and brightening. Besides charcoal, it has ingredients such as sulfur, volcanic ash, sea salt, and bamboo extract and it provides additional benefits like physical and chemical exfoliation, soothing properties, and minimizing the appearance of pores. The mask also helps reduce signs of aging and brings color and glow to your complexion.

It has no paraben, fragrance or gluten and it is especially great when your skin needs quick rescuing.

6. Therapeutic Sulfur Acne Treatment (Peter Thomas Roth)

The key ingredients are 10% sulfur, aloe vera, kaolin, as well as bentonite clay. It is great for clearing up acne and preventing them in the future, removing blackheads, absorbing excess oil, and calming and hydrating one’s complexion.

Interestingly, this cream mask can also be applied to the chest and back if necessary. It helps treat heavier breakouts and starts taking effect just after a few uses.

7. Himalayan Charcoal Purifying Glow (The Body Shop)

This dermatologically-tested product is great for someone who needs extra skin purification since it is packed with a number of natural ingredients such as bamboo charcoal, organic tea tree oil, and green tea leaves. It will not only get rid of unnecessary oil, irritation, and inflammation but also eliminate other impurities and refine and revitalize in the process too.

It is completely natural and vegan, meaning there are no parabens, silicone, mineral oils, or paraffin.

8. Radiance Renewal Mask (Paula’s Choice)

Now, this is a product that works while you are asleep since it is a night mask. The formula is great for individuals whose skin is sensitive and prone to heavy breakouts. It is great in soothing inflamed areas, besides hydrating and refining your complexion overnight. Moreover, it also improves skin tone and the appearance of wrinkles or fine lines.

9. Out Of Trouble (Origins)

If you struggle with mild acne then this mask is just right for you. All it takes is to spread a layer of it over your face, wait 10 minutes, and then rinse it off. It contains zinc oxide, sulfur, and camphor which are great for eliminating pimples, redness, oils, as well as soothing the skin. It should be applied at least once a week, although it can be used more often if needed.

Conclusion

Face masks are easy to use, very effective, and can greatly help you deal with your acne problem. Include them in your skincare routine, be persistent and do not give up, even on days when you are too tired, and you will start seeing your skin clear up and start glowing in little to no time.

Best Water Purifier – Quick Buying Guide 2024

Дмитра Врачарић

February 24, 2020

AdobeStock_200172908-1024x683 — Source: AdobeStock

Having a water purifier in your home is no more a luxury – it is a necessity for access to fresh drinking water. Because of numerous harmful bacteria and chemicals, drinking tap water is not safe. The health can get affected from such contaminants that no one will wish for their family.

A water purifier can save you by supplying you with safe drinking waterafter removing all its impurities. As you have decided and probably searched for the best water purifiers, you have found hundreds of water purifiers that offer different facilities.

Also, you have to determine a few factors before purchase. We have listed those in our buying guide so that you can purchase the right one. Take a look at the buying guide at the careful manner.

Know the Source of Water

The source of water determines the level of impurity in it. Based on the sources, either you get hard water (underground water) or you get soft water (river water) in your home. First of all, you have to identify this because different impurities need different types of purifiers.

Hard water contains heavy metals, arsenic, and other harmful chemicals and soft water, on the other side, contains house and factory wastes. Based on this, the TDS rating will be different and purifiers will differ too. You can check lapakle for some top best water purifiers for your home.

Know the Required Technology

According to the TDS rating, you can get different technologies of your filter like UF, UV, RO, UV+RO, EAT and Universal. Right after confirming the source of water and the TDS rating, you have to understand which technology is suitable for the TDS rating of the water you get in your home.

As the TDS rating of the water supplied to our home ranges from 200-2000 ppm, the water purifiers for domestic usages are mostly UF or UV or RO or UV+RO.

There are non-electricity gravity purifiers too, but, it is not at all recommended because it cleans only the natural impurities. The activated carbon water purifier is another non-electricity water purifier which releases all the impurities of tap water with charcoal granules. It is an ancient way of absorbing the dirt and chlorine from water to reduce its bad smell.

For domestic use, we recommend you to get a minimum UV+RO purifier to get fresh and healthy drinking water to stay safe. If you have a higher budget, it will be better to get the UV+RO+UF purifier. To find the best water purifier for home, you may visit reviewcircles.

Storage Facility

After knowing which type of filter you need in your home,the first thing that comes in your mind is to get a purifier with storage or the without storage!

As the purifier needs electricity to purify the impure water, a sudden power cut will cease the filtering process unless it comes with storage. That’s why it will be better to get a water purifier with a storage tank. It is not difficult to get a water purifier with sufficient storage capacity, so, go ahead and get one according to your requirements.

Depending on the number of people in your family and space you can allow to the purifier, you have to select the storage capacity.

Space Requirement

Water purifiers need space, so make sure you have measured the dimensionsof the product. Also, check whether you can allow the purifier access to electricity and water at a time or not before buying.

Maintenance

Just like any other electronic device, maintenance is very important in a water purifier – after a certain period of time, you have to change the filters. Unless you perform the change, your purifier will stop functioning. You may need the help of a service person for this, so, before buying, check the after-sale service of the brand of the purifier.

Warranty

Any electronic gadget comes with a warranty package. We recommend you to get the product that offers the maximum warranty so that you can enjoy the free service for a long time. It will help in saving a great sort of money in the long run.

Budget

As it is discussed previously, the budget of the purifier will increase according to the advanced technology it enlists. Also, the storage capacity of the water purifier can determine its price. Larger storage naturally indicates a higher price. In case, you cannot afford larger storage, just a get a smaller one. For this, you only need to store water multiple times.

Installation Feasibility

As we all know that the majority of water purifiers are bulky and heavier in construction. That’s why we suggest the buyers to be aware of dimensions so that they can create the right plan for mounting in the right area. There will be a proper need for an inlet each for electricity and water. Please ensure that you have an adequate supply for water at a decent pressure because the water purifiers are usually mounted higher.

TDS Levels

For those who don’t know, TDS means total dissolved liquids that show the presence of minerals, metals, and salts in the water. The water becomes harder with the increase in the levels of TDS. The thing that you need to ensure here is the purifier has the technology to work according to the TDS levels.

As you are now aware of the things to check in a water purifier, it does not seem extremely difficult to get the best one. UV+RO purifiers serve satisfactory for domestic purposes and we believe it will be a great selection for you, as well. Now, just fix your budget and understand how much storage you need and buy the best water purifier easily. Our team has explained the right process following which you can easily end up shopping the required unit.

Please use the suggestions we have mentioned in this post in a rightful manner so that you end up making a perfect choice. If there is a query in your mind regarding this equipment, we suggest writing in the comment section or contact us through email.

4 Celebrity Estate Planning Mistakes

Abdar Grincoli

February 24, 2020

You must have heard about the sad demise of the basketball legend Kobe Bryant and his daughter Gianna Bryant recently. With a net worth of $680 million, the NBA legend left a huge fortune for his family.

Though it is not clear if he had an estate plan but if he has, Bryant’s wife Vanessa who survives him would be mitigated by the spousal exemption rule and there is a huge question if the assets would pass to her tax-free or not, she and her kids would be passing through probate.

This is the best time to talk about how essential estate planning is and let us look at some examples of some celebrities who made huge estate planning mistakes.

1. Prince

Some of the probable shocks that you could receive are that American musician Prince did not have a will while he met with his demise. His assets added up to some $300 million and as a result of not having a will, half of his net worth would go in as government estate tax. The other half may never go to the beneficiaries because there were none.

The lesson here: Always have a comprehensive plan drafted for you and decide whom you should distribute your assets to. Apart from that, if he would have invested a little bit of time towards planning his future assets after his demise, this would have allowed his family to minimize the estate tax. Hence, consulting an estate planning attorney about this could be a great move to make.

2. Philip Seymour Hoffman

Similarly, Philip Seymour Hoffman did draft a will in 2004 back when he had an estate value of $500,000. When he died in 2014, he had more than $35 million and children but he did not revise his will. He avoided creating a trust fund for his children because he thought this would make them spoiled.

The lesson here: The truth is, these estate plans need to be revised every few years when your net worth grows and only a lawyer can help you with this. The revisions need to be done when you have your change in assets or some major life incidents.

3. James Gandolfini

James Gandolfini made the mistake of not filing his estate plan with proper documents as this would help in keeping his property private. But sadly, all his estates were public because the wills were filed with the courts as public records.

The Lesson here: Be careful when you do estate planning. Have the right set of documents to file it and this will help you in the future.

4. Florence Griffith Joyner (FloJo)

The famous Olympic sprinter Florence Griffith Joyner died early in 1998 aged 38, her husband could not find her original will and he could not file it in the court within the 30 days of her demise. This was required by the California Law at that time and there were a lot of disputes between him and her mother. Joyner never filed the original will and eventually, the Judge of California Court ordered some other third party to look after her property.

The lesson here: If you wonder how he should have dealt with this situation, make sure you are well informed of the associated laws. Tell a minimum of 2 people where to find your original will. Always have two copies with you and leave the original one in your bank locker or it can be left with your trustable attorney.

While these are some of the learning we should take away, let us see one example of a celebrity who has a crazy estate plan.

Oprah, who is the media mogul, established a trust fund of $30 million for her dogs! When you compare Oprah’s total estates, this is just a little and she has pledged that all her wealth would go to charity and the bulk of her $3 billion will go into charities. She says,” to whom much is given, much should be given back.”

So what have you gathered from these mistakes? Estate Planning is what was missing and hence, you can have one plan ready for you. This plan can help you to leave a certain fortune of yours to your future generation or you can leave some specific instructions about how your successors can handle your assets or your businesses. It may not only be your assets, but it can also be how things can be handled after your demise.

If you feel alarmed and looking for an estate planning attorney, visit companies such as TaxAttorneyDaily to help you out with the process. The estate plan contains a complete set of documents that can create some ways on how to handle some future event. This can leave a specific set of instructions on how the assets can be determined. You can save a lot of time by asking your lawyer how to handle the division of your assets to the beneficiary.

There are a lot of facets you can do with estate planning and you can for sure take the help of Tax Attorney Daily. The lesson you need to learn here is that no matter how young or old you are, you need to know how to do your estate planning and if you have amassed some large fortune, you need to even more take care of this. Almost all of the Estate Planning mistakes that we have discussed here in the article are perfectly avoidable, provided you are well informed. Plans change often and it is crucial to stay updated with expert attorneys for efficient estate planning.

6 Best Eyeshadows for Sensitive Eyes in 2024

Дмитра Врачарић

February 23, 2020

Best Eyeshadows for Sensitive Eyes-4 — Source: makeupshine

While applying and wearing makeup can be a lot of fun, it can also boost one’s confidence, make them feel great, and also serve as a form of expression. Today, there are so many products to choose from, sometimes it might be hard to know which ones are great and safe to use and which ones are simply not worth it.

This especially applies to people who have sensitive skin and more specifically sensitive eyes since using inadequate products such as shadows or liners can lead to a series of problems like redness, itchiness, swelling, or much worse. Due to this, it is important to pick the right makeup so you can avoid health issues and look fabulous at the same time.

The area around your eyes is one of the most delicate parts of your body, so it should not come as a surprise that sometimes outside factors can lead to a negative reaction. If you have noticed any kind of irritation, it probably means that the product you have chosen or more specifically its ingredients are not suitable for you. In such cases, it is best to buy makeup that is hypoallergenic, made from natural and plant-based ingredients that are gentle to your skin.

However, finding this type of makeup can be a bit tricky since it has only gained popularity in recent years. So, if you have sensitive eyes but love using colorful shadows to make them stand out, here are some palettes that are perfect for you.

1. Natural Minerals Pink Nudes Palette (Pacifica Beauty)

The company specializes in all-natural cosmetics, so it should not come as a surprise that they have put out an eyeshadow palette made from ingredients such as minerals and coconut water. The palette offers 10 beautiful matte shades of browns, pinks, and nudes which are perfect for during the day and a more natural look.

It is important to note that Pacifica is a vegan and cruelty-free company, meaning that their stuff is extremely safe to use.

2. Honest Beauty Palette

You might be surprised to hear that the creator of the Honest Beauty line is the actress Jessica Alba. Her line of clean beauty goods includes this beautiful palette that contains 10 shades that are extremely pigmented and rich in color, making them perfect for a night out.

Besides the gentle beige and the deep black which are neutral, all the other shades of purples, pinks, browns, and golds are shimmery. The colors look great and stand out no matter your skin tone and the product is also cruelty-free.

3. The City Mini Palette (Maybelline)

The Meyballine City shadow collection offers 14 different palettes, each containing 6 different colors, so you can choose from a variety of combinations that are suitable for both daytime and nighttime looks. The colors range from nudes, browns, and greens to more saturated and bolder tones such as reds, blues, and blacks.

The Maybelline product is pigmented and more importantly paraben-free, so you can not only achieve a strong eye look but also apply them freely and without worry.

4. Eyeshadow Trio (Mineral Fusion)

As the company’s name suggests, it manufactures beauty products that are rich in minerals and other quality ingredients. The Trio line offers 10 different 3-color combinations that contain a mix of both warmer and colder tones, so there are a lot of available options to pick from.

The shadows are infused with a soothing mix of chamomile and vitamin E and come in both matte and shimmer formulas. They are cruelty-free, vegan, and hypoallergenic but also contain no gluten, talc, paraben, or fragrance.

5. Shimmer Strips Extreme (Physicians Formula)

If you love shimmery and sparkly things, especially when it comes to makeup, this palette is perfect for you. There are 5 different ones to choose from, each containing 6 different shades you can mix and match as you please.

You can make a killer smoky eye with their black, silver, and white shades or create a more romantic look using shimmery nudes such as pinks, golds, and bronze. Besides the standard colors, two different palettes also feature bolder ones such as a deep purple or a striking aquamarine.

6. 100% Natural (Burt’s Bees)

The company relies on completely natural ingredients such as minerals, vitamins, and natural bamboo and honey extracts to manufacture their eyeshadows. This means that there are no harmful chemicals, fragrances, and parabens. They are also talc-free and safe for individuals who wear contact lenses as well.

There are 4 different 3-color palettes to choose from, each inspired by nature, and the formula is smudge-resistant, quite easy to blend, and long-lasting as well.

Things to Have in Mind

While choosing hypoallergenic beauty products will protect your sensitive skin and eyes, you still might experience irritation or allergic reactions. This might mean that your makeup is not the problem.

It is important to keep all your tools, such as makeup brushes or beauty blenders clean at all times. Mascaras, liquid liners, and the likes need to be replaced or thrown away every 4 to 6 months since they are susceptible to collecting germs. If you prefer a pencil liner, sharpen it a little before use every time since this will sanitize it.

You should get into the habit of routinely cleaning all of your makeup and avoid buying items you do not need or will never use. And perhaps the most important thing to have in mind is to always remove the makeup before bed. No matter how tired you are, wash your face and let it breathe, and in cases when you are too exhausted, at least have a pack of wet wipes on hand.

Conclusion

It might require some effort, but buying the right makeup will truly protect your skin and eyes from harm. This does not mean that you have to spend a lot of money on buying expensive products but simply that you should always check the labels and make sure that they do not contain any harmful ingredients.

This way you will be able to enjoy putting on and wearing makeup without the fear of an allergic reaction. You will not only look and feel amazing but you will also be safe which is, in the end, the most important.

Bruno Mars Net Worth 2024

Kane Dane

February 23, 2020

What Is The Net Worth of Bruno Mars?

Bruno Mars Net Worth: Bruno Mars is an American singer, songwriter, and record producer. His debut album Doo-Wops & Hooligans became a huge success worldwide with singles like “Just the Way You Are“, “Uptown Funk” and “Grenade“.

Today, Bruno Mars’s net worth is estimated to be close to $175 million dollars.

Bruno Mars Net Worth:

$175 Million

Net Worth:	$175 Million
Real Name:	Peter Gene Hernandez
Date of Birth:	8 October 1985
Age, How Old:	33 Years Old
Nationality:	American
Place of Birth:	Honolulu, Hawaii, United States
How Tall, Height:	5ft 4in (1.65 m)
Profession(s):	Singer-Songwriter, Record Producer
Last Updated:	2020

The king of pop has written and produced music for several big-name musicians such as Adam Levine, Sean Kingston, and Flo Rida.

Bruno Mars’s hit single “Just the way you are” alone has been sold up to 12.5 million copies and has collectively sold up to 40 million singles worldwide.

Bruno Mars’s net worth of $175 million as been amassed due to his successful music career.

With such a hefty net worth, Bruno Mars is able to gain all the comforts of a rich life.

How much does Bruno Mars make in a year?

Bruno Mars’s yearly income is somewhere between $50 million to $100 million dollars. His pre-tax earnings include; $38 million in 2013, $60 million in 2014, $40 million between June 2016 and June 2017 and $100 million between June 2017 and June 2018.

He is able to live in expensive and lavish mansions, drive flashy and expensive cars, wear designer clothes, go for holidays to exotic places and all the accessories of a rich life.

Bruno Mars Paid $3.34 million for an Exotic Bachelor Home in Hollywood Hills.

Bruno Mars Hollywood Hills Home

The stylish 4,064 square feet home comes with all the custom fixtures that a millionaire would want. This magnificent home features Fleetwood floor to ceiling glass walls, Swarovski crystal lighting, and radiant floor heating.

The cool celebrity life amenities in this home include; an expensive master bathroom, a steam shower that can accommodate two or more people, a separate massage, dry sauna, and gym area.

As partying is a part of a celebrity’s life, the mansion boasts of a well-equipped backyard with sparkling pool, outdoor bar, a dinner table, and the state-of-the-art security system.

Bruno Mars has been Wearing the Ray-Ban Original Wayfarer 2140 Sunglasses.

Bruno mass is known for the collection of stylish and elegant accessories, he loves Wayfarers and has the Original Ray-Ban Wayfarer 2140 sunglasses to his collection.

The Ray-Ban sunglasses already explains its popularity with young Hollywood celebrities, it is known for being the best selling sunglasses in the history of eyewear fashion.

The Ray-Ban original Wayfare 2140 that is made along with the same specifications as the original 1952 design with mineral glass lenses and oversized metal hinges that Bruno Mars has been sporting for a while with trendy fedoras.

Bruno Mars has a $95,000 Sleek Black Badass SUV Cadillac in his Car Collection.

Bruno Mars Cruises Through West Hollywood In His Black Cadillac

The black SUV has a 6.2 Liter V8 engine, 403 horsepower with 415 pound-feet of torque.

The SUV has a six-speed automatic transmission with an option for a manual shift mode and comes with features such as heated first and second-row seats, navigation system and opposed surround sound system.

Thus bold and angular face SUV has a chrome trim everywhere on its body. Bruno Mars paid $95,000 for this Cadillac Escalade.

Bruno Mars has a Rolls Royce Phantom which is Considered as the Best Luxury Car Ever made.

The uptown funk singer loves luxury cars and owns the Rolls Royce Phantom which is considered as the best luxury car ever made.

The Phantom is powered by a 6.7-liter engine and develops 453 horsepower. With 531-pound feet of torque, the Rolls Royce Phantom accelerates from 0 to 60 miles per hour in just 5.7 seconds.

Other excellent tech features incorporate incredible breaking system, air suspension, and automatically adjustable dampers. The brilliantly done interiors are with more leather hides and matching pieces of wood.

Bruno splashed $300,000 for his Phantom machine.

Bruno Mars has a Rolex Day-Date Presidential Wristwatch with Champagne’s Dick dial to his Watch Collection.

The Rolex day-date watch is fitted with all the classic features of the brand.

This expensive and luxuries wristwatch comes with a fluted Bezel and a traditional stick dial that merges perfectly with the understated street style of Bruno Mars.

Among well-known celebrities, the Rolex watches are known to increase their status symbol and stature.

Bruno Mars has been Rocking the Scene with Ray-Band RX5121 Eyeglasses.

As we have mentioned earlier, the Pop Singer of Bruno Mars chose a frame design for his eyeglasses that is very similar to the iconic sunglasses.

As a huge fan of the Ray-Ban Wayfarer, Bruno Mars has a pair of these Ray-Ban RX5121 eyeglasses with is perfect for being stylish as well as functional.

Ray-Ban glasses are known for their quality and value which is the favorite among popular celebrities.

Bruno Mars has been Walking Around with the Converse by John Varvatos Rubberized Chucks.

Bruno Mars has all-star low profile sneakers in his shoe collection.

The John Varvatos rubberized chunks come with the Converse Allstar logo embroidered on them. Among the many different shades of these sneakers that he owns, the one in green has been the trendiest of them all.

Who Is Bruno Mars?

Bruno Mars is a Grammy Award-winning singer-songwriter and undoubted one of the world’s best-selling artists of all time.

He has made estimated sales over 11 million albums and 68 million singles with includes chart-topping like; “Just the Way You Are”, “Grenade”, and “Locked Out of Heaven”.

The pop singer rose to prominence with his showmanship and is also known for being a very entertaining stage performer.

The pop singer belongs to a family of musicians which helped him musically to be inclined from a young age.

As a little boy, he was ready to showcase his showmanship as he started making his own music under the influence of reggae, rock, hip hop, and R&B.

With such passion for music, there was no doubt that Bruno Mars would grow up to become a professional musician one day.

Throughout his childhood, he performed at different musical venues in his hometown and as a Hawaiian by birth, he moved to Los Angeles to pursue his ambitions.

Bruno Mars took to songwriting in order to earn his livelihood while he struggled to establish himself as a singer.

He eventually set the pace for his career as a singer before his debut album, ‘Doo-Wops & Hooligans’ became a major hit worldwide.

To conclude, Bruno Mars’s net worth is estimated at $175 million dollars in 2024.

Read Other Important Net Worth Stories

Quotes from Bruno Mars

“You can’t knock on opportunity’s door and not be ready.”
— Bruno Mars

“Music is not math. It’s science. You keep mixing the stuff up until it blows up on you, or it becomes this incredible potion.”
— Bruno Mars

“You pick up some fans and a handful of haters along the way.”
— Bruno Mars

“Becoming famous was never what I wanted to do. There’s a lot of things that come with fame – it’s what people in the limelight have to do.”
— Bruno Mars

Maluma Net Worth 2024

Kane Dane

February 23, 2020

What Is Maluma’s Net Worth?

Maluma Net Worth: Juan Luis Londoño Arias, better known by as ‘Maluma,’ started singing in cafes and his songs later landed on the radio. He initially stood out with his song ‘Loco.’

Today, Maluma’s net worth is estimated to be close to $12 million dollars.

Maluma Net Worth:

$12 Million

Net Worth:	$12 Million
Real Name:	Juan Luis Londono Arias
Birthday:	January 28, 1994
How Old, Age:	25 years old
Nationality:	Colombian
Place of Birth:	Medellin, Colombia
How Tall, Height:	5ft 9in (176 cm)
Profession:	Singer, Songwriter
Last Updated:	2020

This Colombian singer is now signed to Sony Music Colombia. Let’s look closer to how much is Maluma’s net worth and how did he earn his fortune?

Maluma’s principle wellspring of salary comes from is his music profession. With each one of those ventures, he has amassed the riches.

Looking at Maluma’s singing execution, we were curious to know where does Maluma’s net worth stands at?

On the internet, Maluma’s Vevo account has over 10 million followers and has gained over 6 billion views to date. His VEVO account on YouTube offers him an impressive amount of revenue.

Reports indicate that “Vevo streams” pays him $15,000 for every 1,000,000 views he gets on YouTube.

Моѕt оf Маlumа’ѕ riches соmеѕ frоm thе ѕаlе оf hіѕ аlbumѕ, ѕіnglеѕ, аnd mіх-tареs. Не additionally acquires money frоm реrfоrmіng around the wоrld through tоur соnсеrtѕ.

Маlumа accordingly fеаturеѕ оthеr аrtіѕtѕ іn hіѕ ѕоlо аlbumѕ аnd јоіnѕ othеr fаmоuѕ muѕісіаnѕ tо сrеаtе rесоrdѕ. Ніѕ tunes are utilized іn TV ѕеrіеѕ аnd mоvіеѕ as well.

Who Is Maluma?

Early Life & Career

Maluma claimed that Justin Timberlake and Michael Jackson has influenced is music style all throughout his singing career and aspires to be an artist like them. Additionally, Maluma describes his music style as “Urban Pop”.

Maluma began his career in 2010. As a youthful 17, Maluma sang his first single “Farandulera,” which dominated as a radio hit, and Sony Music took consideration on signing him on for his first studio album.

At that point his next single “LOCO” was propelled and which was enlivened by “rampant and uncontrolled love”.

Maluma introduced his first studio debut album named “MAGIA“. Different songs from the album incorporate “Pasarla Bien” and “Miss Independent“.

In 2012, Maluma’s singing endeavors earned him the “Best New Artist” for Shock Awards that are specially held in Colombia. His videos “Miss Independent” and “Primer Amor” accumulated 35 million views on YouTube.

Maluma’s video “Obsesion” was shot at a railway station which included a Colombian model. The song trending 7th on the national music charts as well as 38th position on the US Billboard chart.

Maluma released his 2nd album in 2015, featuring urban-pop music “Pretty Boy, Dirty Boy“. The singles “El Perdedor“, “Sin Contrato” and “Borrow Cassette” landed on Top 10 Hot Latin Songs.

Maluma was declared as the judge of “The Voice Kids” in 2014 alongside ‘Andres Cepeda’ and ‘Fanny Lu.’

Around that time he facilitated Kids Choice Awards Colombia teaming up with extraordinary artists like ‘Shakira,’ ‘Thalia,’ and ‘Ricky Martin.’

In mid-2017, Maluma’s “Felices Los 4” single from his 3rd studio album, F.A.M.E. was truly appreciated and turned into his fifth-best 5 on the Hot Latin Songs music chart.

Maluma has been designated for some honors which incorporate the ‘Latin Grammy Award’ for “Best New Artist” and “MTV Europe Music Award” for Best Latin America Central Act.

He won Best Radio Song in 2013 and was additionally nominated at the ‘Billboard Music Awards.’ He had only one tour visit in his whole career named “Pretty Boy, Dirty Boy World Tour” in 2016 – 2017.

Personal Life

The Colombian artist Maluma was born on 28th January 1994 in Medellin. Maluma’s name is combined with the initial two letters of his mom, dad, and his sister, individually.

Maluma experienced childhood growing up with his older Sister – Manuela Londoño Arias.

He was at first inspired by Soccer. He began playing football as a little child and played it through a rudimentary school. As a devoted sportsman, he played different games including, volleyball, ping pong, chess, and more.

At some point, amid his initial high school, he built up an enthusiasm for music, as a pastime. He sang to make himself feel better, and gradually, he began moving forward.

When he entered secondary school, he was already a decent singer and admired Michael Jackson (MJ). He says that it was simply because of MJ that he ended up as an artist.

Maluma was romantically involved with different ladies, before. Yet, after being in relation with more than seven girls he does not have any kids with them.

By and by, he is reputed to have a sentimental association with ‘Yeinly Castro,’ an Instagram model.

So, how much money does Maluma have? As of 2024, Maluma’s net worth stands at an estimated $12 million dollar.

Read Other Interesting Net Worth Story.

Quotes from Maluma.

“I loved to sing in family parties, for my friends and family. That’s how I discovered my talent.”
— Maluma

“My life was really focused on futbol, but as those things happen in life, my passion for music won over my passion for futbol. But I love what I do. I don’t regret it.”
— Maluma