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RFP Cover Letter vs. Executive Summary: What’s the Difference

Source: fediwyke72

Every owner of a new company requires a little bit of help or advice from the side to help them understand how the business side of the company works. You have probably finally found out what RFP or request for proposal is and how to utilize it to your benefit. You have finally procured the perfect RFP and you are ready to show it to your clients, but you are still missing one important element. A cover letter. But, did you know that an executive summary can also serve a similar purpose?

Assuming that you did not know about the possibility of an executive summary, I probably now got you confused about these two things. Are they the same, they different or is it is just some weird business naming strategy? Well, they can be quite different, but they can also be quite similar. Some would even say that an RFP cover letter can actually be an executive summary.

However, let us not complicate things even further and let us talk about the differences between these two things to help you run your business more efficiently and in the right way.

What is a cover letter?

Source: aimlowerjournal

Before we can start talking about the differences between these two subjects, I think I should first explain in detail what exactly is a cover letter and what it is used for.

The best way I can explain this to you about this is by comparing it with a CV or a job application. What is your main objective when submitting an application for a job? You aim to get the attention of the employer as quickly as you can. You submit all of the important information right there on the first page to get their attention and then you deliver the rest of the personal information about yourself.

Cover letters work basically in the same way. You have your request for a proposal ready, explaining your needs and the aim of your business, products or services and you want to show it to your clients. But, you cannot expect that every person will read through that entire request/report. Not everyone has the patience to dedicate so much time to reading. So, with a cover letter, you will be able to explain all the important details in just one page or only a few more.

What is an executive summary?

Source: quoters

Now that you understand what exactly a cover letter is and how it works, it is time to talk about the executive summary. To explain it best, this part comes after the cover letter you just learned about and before your entire report/proposal. But, I should also note that this is completely optional. You can leave it out of your RFP if you want to while the cover letter is mandatory.

With it, you should be aiming to convince your clients as quickly as possible about your business solutions, products, or services. Sure, it can be similar to the cover letter, but here you will need to get a little bit more technical.

This summary requires the most important technical information about the business and the benefits everyone can experience from doing these kinds of moves or changes. It is also important to summarize all of the possible, but positive results in the future that you expect from your proposal.

It is very important to stay precise during the entire summary, but you should mix between informal and formal sentencing. Keep the tone neutral, analytic, and optimistic too. It won’t hurt if you get a little bit casual once in a while instead of being consistently business oriented with your explanations. By doing this, you can maintain the attention of your client and entice them to read through the entire executive summary.

Which one do I need?

Source: careerone

Well, there is no exact universal answer to this question because it really depends on what your goal is. Like I already mentioned, an executive summary is not exactly a requirement for your RFP, but it is not a bad idea to have one. It is one of the best ways to convince clients why they should accept your proposal and offer you their time. Although, if you feel like you are still having trouble forming a proper RFP, you should probably consider hiring a company to do it for you. This type of professionals will ensure that your RFP is properly designed and organized as suggested by thebidlab.com.

With this in-depth, short summary of all the possible questions people might ask you about your business objectives, you will surely pull in a lot of attention with a single page of the paper.

However, if you are short on time or do not see a reason to write down this kind of a document then you should only focus on your cover letter. Keep in mind, this document is essential for RFP and it is a requirement. Without this document, your request for a proposal is not ready. Obviously, you very much need this if you plan on providing on any kind of a proposal.

Things you should know

Source: roberthalf

Since differentiating between these documents can be difficult even after reading through this article, I am going to share a couple of guidelines you can follow to make sure that you write your executive summary or cover letter in the proper manner.

One of the most important things you have to remember when creating your executive summary is that this is not a letter. The first paragraph does not require any kind of introduction to the topic. Aim to convey as much information as possible in the shortest time. Keep people up to speed by only mentioning the most vital information.

But, when it comes to cover letters, you will need to be a bit more formal and write an introduction. You should treat this type of document as a regular letter. It needs an introduction to the topic, the main topic, and a closing.

After reading through this article I hope that you finally understand the differences between these two pieces of paper and you can use them properly for your business goals.

Cast Bars vs. Minted Bars – What’s the Difference?

Source: youtube

People have been casting metal for thousands of years now. Even though the technology has obviously developed greatly, the process itself is not that different from what it used to be in ancient times. When it comes to gold bars or any other kind for that matter, there are two main types – cast and minted.

As you can imagine, no two bars are completely the same and this is mainly to the casting process that is used. So, in this article, we are going to introduce you to both cast and minted bars and tell you about some differences between the two.

Cast bars

Source: heimerle

When it comes to these, you can say that they are made by a more or less traditional technique. Firstly, the mold is created to ensure that all bars are the same size, weight, and shape. Then, the gold is heated to an extremely high temperature, until it becomes liquid, and then it is poured into these molds. This is why this method of casting is also called “molding” or “pouring.”

It doesn’t take a lot of time for the gold to become solid again, so when it is completely cooled, it is taken out of the molds. Upon completing this process, the manufacturers stamp or engrave the bars with their company’s logo and some basic details. When it comes to the weight of these bars, they usually come in 1, 2 ½, 5, 10, 20, and 50 ounces.

Minted bars

Source: agaunews

The main feature of these is that they have perfectly brilliant finish which provides them with that special shine. This is the reason why they are so popular nowadays. They have a fine design, so the fact that the process of making this is more difficult and time-consuming when compared to the former type is not surprising.

As you can imagine, this process is newer than the previous one, which is more traditional. Basically, in the beginning, after molding, the bars were fed to a machine that compressed them into a unique shape. This method is still used today, but not as often. Instead, manufacturers use so-called “continuous casting” machinery. Put in layman’s terms, the metal is cut into long strips that are of specific thickness and length, and then they are cut into precise length.

Generally speaking, this technique differs based on the type of metal that is caste – gold, silver, or platinum. Nevertheless, the entire process is quite complex, since it consists of numerous steps, which is why the price of minted bars is usually significantly higher than the cast, traditional ones.

What’s the difference?

Source: valcambi

Now that we have introduced you to these two main types, we are going to discuss some main differences between them. You could say that we are going to give you the pros and cons of both of them, so this should help you choose which one you should buy.

General appearance

Source: youtube

Let’s begin with something obvious, and something that you are probably most interested in – appearance. When it comes to the cast bars, no two are the same. This is something that provides them with the feature of originality. Due to the production technique, each bar has some small “imperfection”, which means that it is almost impossible to find two that are completely identical.

On the other hand, this is not the case with the minted ones. Since these are cut from long strips, as already explained, they have no marks on them, which is why they resemble the traditional image that we all have of gold bars. What’s more, if some kind of damage does occur, these are melted again and re-created.

Beauty

Source: youtube

When it comes to this comparison, the minted ones take the win. Why? Well, the cast bar can be rough around the edges due to the production method, while minted ones look absolutely stunning. In addition, due to this quality, when it comes to packaging, cast ones are not very cared for since their appearance is not that important. Plus, they only include the stamp we have already mentioned and have that vintage vibe.

On the contrary, minted bars are handled very carefully. These are so valuable that if the packaging of it is open, the value decreases significantly. Additionally, due to the complex manufacturing process, these usually include intricate design and art, which only increase their beauty.

Value

Source: thepuregoldcompany

By now, you can probably assume which of these is more expensive. That’s right the minted bars are, and there are two reasons for it. First of all, the entire manufacturing process is more complicated, and since there are many steps, it takes longer when compared to the method used for the cast ones. Secondly, their beauty comes at a price. Visit the MyGold website to see the exquisite details that are added to these, and you will immediately understand why their price is so much higher.

The selling price

Source: reuters

Naturally, if you are wondering which of these is easier to sell, the answer is the minted bars. Since they are more valuable than the other kind, you will be able to get a better price for them. Just don’t forget about the “no touching” policy.

Another thing that can determine this is to whom you want to sell it. For example, if you want to sell it to a smelter, they won’t care about its appearance and beauty, but instead, they will only be interested in the quality, since they are going to melt it and re-use it again.

On the other side of the coin, pun intended, if you want to sell it to a jeweler who will use the gold to create unique jewelry pieces, they will be more interested in its design. After all, they will not be able to sell it at a high price if there are any marks or damages on the gold, which is completely understandable. Due to this reason, the overall condition and appearance of the gold is something that you definitely have to consider when deciding to whom you should sell it.

Complete Guide to Smoking CBD

Source: worldtravelguide

Nowadays, medical CBD is used to cure many diseases and addiction problems. There are various ways to consume cannabis buds. Many people do not know about CBD, its benefits, and how it can be used to smoke. In the following guide, you will get detailed information about cannabis and how it is beneficial for the users. This guide helps you in consuming CBD by smoking it.

Check your body requirement and determine the quantity of the herb to take it in an adequate amount. Smoking the bud can make you relieved and relaxed quickly. If you need to know more information regarding smoking CBD, you must visit cbdflowerusa.com.

What is CBD?

Source: FX CBD Vape Oil

It is a cannabis Sativa bud with a THC content of less than 0.3%. It grows at any place, whether it is indoors or outdoors. Indeed, the indoor ones are of high quality and potency. These are pure and top-rich cannabis with great healing results. It takes approximately four weeks for the complete growth of the plant. When it grows entirely, the strains are adequately picked and dried. It is necessary to keep it in air-tight containers. It is used as a pharmaceutical ingredient that helps in curing severe issues.

Health Benefits of Consuming CBD

Source: healthline

The hemp flower can be very beneficial in relieving different things:

  • Anxiety and Stress: If you are suffering from anxiety and stress, then it is a beneficial ingredient for relieving all the symptoms of these problems. You can vaporize the good-quality CBD for better results. If you want quick results, then it is better to smoke it. You will feel good within a few minutes. The ingredient helps in reducing the symptoms of anxiety and make you feel relaxed.
  • Pain: There are two categories of pain, i.e., neuropathic and inflammatory. Cannabis is perfect for treating these types of pain. The CBD with THC can help in relieving the pain and make you relaxed. It is recommendable to consume a low dose, i.e., between 2.5 to 5 mg. Check how much quantity suits you best. It is the perfect ingredient to replace the consumption of pain killers. There are no side effects if it is taken in an adequate amount. There are regular doses for some patients to prevent frequent pain and suffering. Cancer patients always experience pain in their bodies, and CBD can treat it effectively.
  • Insomnia: If you have a sleeping disorder, then you must try this herb. Lack of sleep can cause a lot of problems and diseases. Feeling sleeplessness can activate other symptoms of anxiety and stress in you, and it is essential to prevent these problems. If you are tired of trying several home remedies to get some sleep, then the consumption of CBD via smoking is a must-try option.
  • Epileptic Seizures: Any kid with epilepsy suffer from severe side effects, which are quite hard to heal. The CBD is the perfect ingredient for reducing the side effects. After attaining the right age, it is legal to take cannabis in several countries. The hemp flower can treat two types of epilepsy and provide relief to the consumers. It is scientifically proven that CBD can minimize the seizures very well.

How to Use Cannabis for Smoking

Source: foxla

The perfect way to consume hemp flower is by smoking it. The level of THC is 0.3%, which is not harmful to health. Smoking CBD is similar like you smoke different forms of CBD. The quality differs in every type of bud. There is a requirement of an organic process to grow these flowers. If we compare indoor CBD with outdoor ones, then the taste of outdoor cannabis is not that good as compared to indoors.

It is necessary to choose high-quality hemp for smoking. The consumption of this ingredient should be limited so that it does not harm your body. If you have any disease or you have to leave the bad habit of cigarettes, then CBD is a must solution for people, who can afford it.

Dosage of CBD Flower

Source: health

It is necessary to taking cannabis in limits. You need to check the ratio of CBD and THC. Many people try different dosages to check, which suits them well. Many patients are quite sensitive to THC and, therefore, suffer from allergies and adverse reactions.

It is essential to determine what your body needs and consume the ingredient accordingly. If you are a beginner, then start taking low doses of good-quality CBD to avoid adverse effects. The low dose means one or two inhalations using a water pipe, joint, or vaporizer.

It is the best way to determine how your body reacts to it and what is the tolerance level. If you consume cannabis in the right amount, you will experience relaxing effects and get rid of many problems. If you take in high amounts, then it can affect your health severely. Make sure that you know what your body requires.

Advantages of Smoking Cannabis

Source: thelondoneconomic

Nowadays, the consumption of hemp is quite popular because of its amazing benefits. High-quality CBD flowers are used to smoke to cure various problems. Pulmonary ingestion is the way to inhale the hemp flowers so that it absorbs in the bloodstream within a few seconds. It takes 30 seconds to 3 minutes when cannabis reacts after reaching to the mind by the blood.

When we smoke the ingredient, it quickly reaches the mind via the digestive system. If you want to get quick relief, then it is necessary to consume it by smoking it. The effect of this flower lasts for 30 to 60 minutes. It is necessary to smoke the hemp bud frequently to get better results.

The Bottom Line

Smoking hemp bud is legal in many countries for medical purposes. It is necessary to attain the adult age for the consumption of cannabis. There are many benefits to consuming this ingredient in different ways. After going through the complete guide on the hemp flower, you might have understood that it is necessary to know the right quantity for your body.

Windows 10 Won’t Boot, Here’s How to Fix It

One of the worst computer issues that you can ever encounter is a computer that refuses to boot. When you can’t even get your computer to post it is very difficult to pinpoint the cause of the problem.

However, don’t lose hope yet. Even if your computer seems to be hopeless there are still a couple of things that you can do to try and fix this kind of issue. Luckily, Windows 10 packs several features that can help you in solving boot issues on your computer.

Today, we are going to show you a few methods that you can do to try and fix Windows 10 that won’t boot up.

Let’s get started.

Why Won’t Windows 10 Boot?

There are a lot of possible reasons why Windows 10 fails to load on your computer. When you are having a hard time making Windows 10 to boot on your device, it may be related to a hardware issue like your hard drive, motherboard, or even your graphics card.

It is also possible that the issue is caused by improper software configurations, improperly installed applications, malware, and corrupted system files and drivers.

Now, to make it easier for you, we’ve come up with a list of possible fixes that you can follow to try and fix the issue on Windows 10 that won’t boot. Moreover, you can know more solutions on this page.

Method 1: Perform a Startup Repair.

Windows has a built-in tool that you can use that effectively repairs any issue that prevents Windows 10 from booting up properly. Startup Repair scans your system for improper settings and corrupted system files and automatically try to repair them.

To use startup repair on Windows, you can follow the steps below.

1. To access Recovery Mode on Windows 10, turn your computer on and off for at least three times without letting it get past the BIOS menu.

2. After that, click on Advanced Options.

3. Next, click Troubleshoot and select Advanced Options again.

4. Lastly, click on Startup Repair and Windows will automatically attempt to fix any problems that cause it not to boot properly.

After that, restart your computer normally to see if Windows will boot up successfully on your computer.

Method 2: Repair Master Boot Record.

If startup repair did not work to fix the issue on Windows 10 that won’t boot, you can also try repairing the MBR or Master Boot Record on your computer’s hard drive. It is possible that the MBR got corrupted which causes the booting problem on Windows 10.

To fix this, you can try following the steps below.

1. On your computer, follow the steps above to access recovery mode once again.

2. After that, click on Advanced Options and select Command Prompt.

3. Next, inside the Command Prompt type bootrec /fixmbr and hit Enter.

4. Lastly, after repairing the MBR type bootrec /fixboot and hit Enter.

Now, after repairing the MBR on your computer, restart it normally to check if the booting issue on Windows 10 is already fixed.

Method 3: Unplug All USB Devices.

Another thing that you can do if your computer won’t boot Windows 10 is to remove all USB devices connected to it. There was an issue with the recent Windows 10 update where it won’t boot when it comes across a conflict with one of the USB devices.

Try to unplug all USB devices then, start your computer normally to see if it will boot up. Now, restart your computer once again and plug in your USB devices one by one to identify which of it causes the problem.

After that, we recommend that you install the proper drivers for your USB device or replace it as it can be a sign that it is failing.

Method 4: Turn off Fast Boot on Your BIOS.

Motherboards today support fast to boot which allows Windows 8 and 10 to boot faster on your computer since it has larger system files compared to Windows 7. However, this can cause issues as you force the operating system to load faster and it may not properly initialize all the files needed to start Windows.

To turn off fast boot, check out the steps below.

  1. Start your computer then, press on the DEL key on your keyboard until the BIOS settings appear.
  2. After that, navigate to the Advanced tab on your BIOS settings.
  3. Lastly, make sure that Fast Boot on your motherboard is disabled.

Now, exit and save the changes in your BIOS settings, then restart your computer normally to check if the Windows 10 won’t boot problem on your computer is resolved.

However, if you are still having problems starting Windows on your computer. You can proceed to the next method below to try and fix the issue.

Method 5: Change the Boot Device.

Another reason for Windows not being able to boot on your computer is that your BIOS settings are not configured properly. It is possible that the boot priority option on your BIOS is not set to your hard drive. In this case, your motherboard tries to find the operating system on another device instead of your hard drive.

To fix this, follow the guide below.

  1. Just like above, press on the DEL key on your keyboard while your computer is starting to launch the BIOS settings.
  2. After that, go to the Boot tab on BIOS.
  3. Lastly, use the + and – key on your keyboard to adjust the location of your hard drive and make sure that it is at the top.

After changing the boot device on your BIOS, save the changes and start your computer normally to see if it will continue booting Windows 10.

This sums up our guide on how to fix Windows 10 won’t boot on your computer. We hope that this guide helped you in fixing the boot issues and we would highly appreciate it if you can share it with your friends on social media.

What Makes Golang the Best Option for All Your Web Application Projects?

There are a host of programming languages in the market each with its own set of advantages and disadvantages. Golang, which is also known as, Go, is a programming language that has been popularly adopted in the market. This open-source programming language is typed statistically and is famous for its simplicity. The Go Programming Language was created by Robert Griesener, Rob Pik and Ken Thompson in 2007, and was released in 2009. Go was created for the purpose of managing large codebases, increasing the productivity of development, and making the language of coding a lot easier.

Even though it is a creation of Google, Go allows anyone to contribute to it in the form of technological innovations, or solving existing problems. According to one of the creators, Rob Pike, Go’s aim is not to study programming language design, but to improve the working conditions for its designers. It is more about software engineering than researching programming languages. In the years 2016-17 Golang has been on the absolute forefront without any stiff competition. Here’s why everybody is looking to hire Golang developers.

Why Should You Choose Golang?

Source: Medium

1) Open-source Platform- Golang is an open-source programming language that allows Golang developers to contribute to their design, development, and innovation. It welcomes anyone who can fix existing problems and debug the system.

2) Simple and Easy- Golang’s syntax is smaller in comparison to other programming languages. This language is easy to understand and read. Golang is very similar to C-Language programming. Hence those, well versed with C can understand Go Programming easily.

3) Better Performance- Golang is fast due to the small syntax. Since it is accumulated in machine mode, it is faster than languages that have virtual runtimes. Compiling Go programs is incredibly fast as it eliminates dependency on servers.

4) Concurrent Model- In software development, concurrent models are those which allow several activities to happen at the same time for faster performance. Golang has an in-built cooperative model, making it easier than any other programming language. The lightweight “goroutine” thread is connected via a “channel”.

5) Cross-Platform- Go allows you to code in any platform be it OS-X, Linux or Windows. When you hire Golang developers, any code written by them in any of these platforms can be compiled and rebuilt in another one. The two variables, GOARCH and GOOS run the operations when the building command is provided.

6) Exclusively Designed for Cloud- Most apps today are designed to fit in the cloud. Therefore, programming languages also need to keep that in mind. Golang is exclusively written for the cloud, which has made it all the more popular.

7) More Secure- The Golang framework is more secure as you are clear about the data being passed. The compiler knows the type of each variable as well. Garbage is also collected in Golang, so the whole collection remains in an executable binary.

8) Powerful Library- Go comes with an advanced library which is distributed as packages. This library caters to a range of activities and components. This library is far more efficient than the ones in other languages. 

What are the Benefits of Golang?

  • Golang uses the same syntax as the C-programming language, which is a lot faster than the rest. Moreover, Golang can support multi-core networked distributed applications.
  • Go has been designed in a language that has been easily compiled. It is precise and explicit, thus easy to read.
  • Golang does not rely on third-party support. It has a rich library with plenty of features and built-in functions.
  • Golang has fantastic scalability. “Goroutines” allow numerous lightweight threads to act simultaneously so that more than one task can be executed at a time.
  • Golang collects all the garbage and puts it into an executable library.
  • Golang has a prominent community base despite being a new programming language in the market. Go has almost half-million programmers in its community.

Notable Companies Which Use Golang

1) Google

Source: Search Engine Land

Golang is a programming language that was designed by Google engineers. Hence it is majorly used by them. Golang is also used on Youtube as well as Google App Engine.

2) Uber

Source: Ekspres

One of the largest companies that hire Golang developers is Uber. Golang is used by them mainly for the “geofence” service, which determines the user’s location and availability of cars around them. Uber claims to have had a great experience with Golang and the company finds the language fully reliable.

3) Mobisoft

Source: openPR.com

If you’re looking to use Golang, head to Mobisoft Infotech. The company offers to take care of your in-house developer needs. You can hire Golang developers with considerable talent, for any duration of time. Updated with the newest trends and frameworks, the developers bring experience and expertise, to wrap up the project on time.

4) Twitch

Source: The Verge

Twitch appreciates the simplicity, readability, as well as the high-security Go, provides. It handles problems that happen while live video display, very efficiently. Golang helps Twitch run smoothly, even when multiple chats are displayed at one time. Go has resulted in 20 times improvement for Twitch in terms of Garbage Collection as well.

5) Dailymotion

Source: Twitter

It is a video streaming website that uses Golang to get improved automation of APIs. Golang’s easy yet efficient language helps in carrying out a large number of automation tests which would otherwise have been a very tedious job.

6) Sendgrid

Source: Kinsta

It is a cloud-based email service that uses Golang as the primary programming language. It is because Golang permits the smooth processing of over 500 million messages per day. Golang’s concurrency model is very beneficial for the company and had been used to solve many other existing problems.

7) Dropbox

Source: Dropbox

Widely admired as one of the best cloud services, it uses Golang for its high scalability quotient. Dropbox also has plans of expanding Golang’s libraries.

 8) SoundCloud

Source: TechCrunch

It has greatly benefited from Golang’s static typing and fast compilation abilities. With Golang’s advantages, they have had to spend much less time thinking about codings.

Conclusion

So, these are a few of the reasons, which prompt everyone to opt for the Golang developers. Hence, if you do need some help regarding the same aspect, then make sure to contact them!

What is a Public Adjuster?

Natural disasters and extreme weather conditions can be quite common in some states in the United States. Whether it is wind, flood, hail, snow, drought, or something even worse, it can be a serious threat to the people’s property. For example, Texas, New Jersey, Tennessee, Missouri, Alabama, and many more are subject to damage from natural disasters every single year. The amount of money required to make the repairs of this kind of damage is several billion dollars. Assuming you also have found yourself in this kind of situation, you should probably hire a public adjuster that will help you settle a claim.

But, what exactly is a public adjuster? Should not people just hire an attorney in that it? Well, there are a number of benefits why a public adjuster can do a better job than an attorney, and the most obvious reason why you should do it is that it is cheaper.

I am not talking about a fixed fee, but I am talking about the percentage of the settlement they take. For example, an experienced attorney that will win you the claim will take 40% of your settlement or even more while a public adjuster will probably take 10% to 20%.

If you want to know more about the reasons that you should this kind of a professional who can help people negotiate a good insurance claim, make sure you keep reading throughout this entire article.

Source: Claim Management Adjusters

They are experts on this topic

By this, I do not necessarily mean that attorneys are not professional swords that they are not experts in the law. Quite the contrary, lawyers are experts when it comes to law in the legal system, but most of them are not specifically taught or trained for this type of case. Most lawyers have an understanding of the entire law focusing on just one type of expertise.

Well, public adjusters are the opposite. They know every single bit of information that can be related to property damage insurance claims and they know every law that can be connected to such cases. They also have acquired a license to help people that are dealing with an insurer. In other words, it might be your best option to deal with this kind of problem. Your property may be the most valuable thing in your life, so make sure you make the right decision.

Source: Minnie Driver

They can speed up the process

One of the worst things about dealing with damage to your house or apartment is the fact that it takes so long to get that money you need to start the repairs. This is simply not acceptable. You have endured so much stress and damage to your home, the last thing you need is to prolong the process of insurance claim even further. We are talking about your home which means you need it back to its normal state as quickly as possible.

Fortunately, public adjusters are equipped with the right knowledge to ensure that they can speed up this process at least a little bit. They understand your situation and that you are in dire need to earn that settlement. With the right information and enough evidence, they could probably get you that settlement money in less than a month.

Keep in mind, sometimes, even the best public adjuster you can find will have trouble dealing with certain insurance companies. You also have to account for the quarter to date, the type of judge you are going to get, and several other factors that will have a direct influence on the time required to finish this whole process.

Source: Money Crashers

A chance for a better settlement

During these times, I can assume that the most important thing to you right now is to repair your property and to bring back your home to a livable state. Living in a house that has been flooded or under a broken roof is not safe and very dangerous.

But, sometimes it is not just about the property. Any kind of natural disaster or extreme environment that has brought such damage to your home can also cause a lot of stress. Dealing with the stress of losing your home, losing money, losing expensive items and furniture is a lot.

In other words, for enduring such stress, you also deserve a little bit more money than just compensation for losing your home. Your mental health may even be more important than your materialistic possessions.

Fortunately, an experienced public adjuster may be able to get a little bit more out of your claim as suggested by theclaimsquad. When comparing this with the fee of a lawyer (a smaller settlement and 40% from it), it is obvious that a public adjuster is a much better option.

Source: Ohio Department of Insurance – Ohio.gov

Better communication

Communication is the most vital part when it comes to an insurance claim. Without good communication, you will not be able to achieve anything. You will end up with zero cash in your bank account.

Communication is so important because, without it, you will not be able to provide the right evidence of your misfortune. Without the right evidence, you cannot convince the insurance company that you deserve a settlement to repair your home.

Public adjusters take the communication between their clients and the insurance company very seriously. They ensure that every single bit of information is properly transmitted and that every single piece of evidence is used to ensure that the settlement will be provided.

They usually have the experience and knowledge on how to form communication with the insurer to avoid creating any kind of tension between all the parties. Because once there is a necessary tension in any of these parties, fulfilling the insurance claim becomes impossible and it will probably be taken to court. Once the claim gets taken to court, things get a lot more complicated and slower.

As you can see, hiring a public adjuster brings a lot of benefits and may be the better option when compared to hiring a lawyer. In the end, you are the one that should decide who will satisfy your needs and requirements.

What to Do When Your Home Sustains Hurricane Damage

Every year there are dozens of hurricanes in the United States alone, and the property damage can be as high as several billion dollars. In case of a hurricane, you need to know what you should do if your home gets hit, and you need to know how to act and what are the steps you have to take to protect you and your family.

Here we are going to give you some tips on what you can do to make sure that you prevent any additional damage, where to look for help and how to keep your family safe.

Safety is a priority

Source: PropertyCasualty360

After a hurricane or a flood, the first thing you need to do is make sure you are safe. If there was consequential damage, then you need to be aware of the hazard around you.

Power lines and broken trees are the main two hazardous things you need to be aware of. Stay away from the water, and report the issues to the authorities as soon as possible. Mold is extremely risky as well, especially if the repairs are not done correctly. Experts suggest that you should leave your home as soon as possible, especially if there are a lot of things that were destructed during the storm.

If you decide to stay there, always boil the water until you are advised that the water is safe to drink. There are a lot of harmful bacteria in the pipes and the water lines, especially when they are flooded, so boil the water even if you want to shower.

Once the water is gone and your home is safer to stay in, you can start with the next steps.

Property damage

Source: The Wall Street Journal

When you are safe and secure, you need to take pictures of the damage that was done to your home. Take as many pictures and videos as you can, and if possible, try to catch wider angles. It would be best if you could record both the inside and the outside of your property, so you can show the insurance company what happened to your house. Do this before you start cleaning and before you move any objects around. Once again, your safety is your priority, but once you are safe you have to act fast so you can prove your case.

In case you decide to move objects around to prevent additional destruction, try and take pictures of why you had to do that. If it is not safe for you to worry about the documentation process, try to remember the things you moved or removed from your home so you can notice the agents and the authority.

The Claim Squad suggests that no matter how big or small the damage is, you need to take the right actions so you can win your property damage claim. Be careful with your insurance company, and if needed, contact a public adjuster to help you win your case. The fee on the final settlement can make a huge difference, so you should be extremely careful when it comes to the company you choose to trust.

Temporary repairs

Source: 3BL Media

Once you are done with the documentation, you need to make some temporary repairs to your home. These things will prevent the damage to spread and they can help with mold and other bacteria that will show if you don’t take care of the flooded spaces right away.

You need to wear protective gear, and you away have to wear at least a mask and gloves. Don’t touch anything with your bare hands, and in case you cut yourself, no matter how small the cut is, you have to go to the ER and get the needed shots.

If your basement or other rooms in your home were flooded, you have to pump the water out and try and dry all the floors. In case you have wooden floors, you have to act really fast because if the water penetrates the wood, you risk it rising and creating irreparable damage.

Remove the debris from inside your home and on your property, and if you notice any broken glass or windows, clean the sharp objects right away and see if you can patch things up until you are able to fully repair them.

In this part, it is always best to collect all of your valuables and documents in one place and try to carry that bag with you everywhere. In some cases, the damage can be so excessive that the homeowners have to temporarily move somewhere else until the repairs are done. Don’t try to carry things with you that you don’t need, but if you keep jewelry or cash in your house, pack it and take it with you.

Ask for assistance

Source: Homeland Security Today

In case your property was distracted severely, you should ask for assistance from the federal emergency management agencies in your location. These services can help you find a place to stay and they can offer you a temporary location where you and your family can stay while the repairs are being done.

They will also help you with any medical emergencies, housing, and even repairs and insurance claims. Most of these services will be scouting your area, especially if there was a lot of damage in the whole neighborhood, so you can easily find them or contact them after a hurricane.

Insurance

Source: Insurance Journal

Once you are all settled and safe, you need to contact the insurance company. Have all the documents, images, and videos ready, and if something goes wrong, you can always contact your attorney or the public adjuster. You should know that most attorneys usually take a fee of about 40% on the final settlement, and the public adjuster will take 10-20%, so if you want to make the best out of this situation, be extremely careful about the documents you sign and people you hire.

Sometimes insurance companies try to find loopholes and not pay you the expected amount of money, but you should never give up and let them have it their way. There are services you can contact that will help you win the case.

Staying safe after a hurricane is the most important thing. As long as you and your family are okay, the financial damage can be repaired and things can be restored. Take things one step at a time and always be in contact with the right services. Professional help can make a lot of difference, so don’t be afraid to ask for assistance every step of the way.

How to Use CBD Vape Cartridge: a Complete Guide

Source: bestcbdoils

CBD or cannabidiol is quite a trending topic nowadays. As a matter of fact, this herb is now said to solve quite many health issues- be it physically or psychologically. The product is basically obtained from the cannabis plant- a derivative of the coffee family. With many benefits, one can use the cannabidiol in multiple forms- starting from vapors to liquid oil.

However, the most common use of the plant part is in the form of the CBD vape cartridge. You can call it a substitute for cigars, providing almost the same feel minus the negative health effects of nicotine. Perhaps this is why the vape cartridges are becoming so popular all across the world.

So, if the CBD vapes are getting popular, don’t you think you should try it for once?

If you are planning to buy one or you have already bought one, you will be needing a detailed guide for using the vape. So with the helo from the experts at Vapesourcing let’s have a look at the details of a cannabidiol cartridge.

What is a CBD vape and why it is used?

Source: wikileaf

First of all, you need to understand what a vape is and what the general constituent of the material is. It is usually a long pipe-like device, which might or might not have an electric battery. There is a small cartridge inside the tube which is the holding chamber for the cannabidiol oil.

When you will switch on the tube, the battery will heat a coil inside it. The coil remains in contact with the oil and as a result, it will get heated up. Once the liquid crosses it’s vaporization point, strong white smoky flumes will escape the mouth of the tube. You can either use it in the form of a cigar or you can inhale the vapors directly.

Now, let’s come to the topic of why CBD is so useful for vaping.

  • The plant part is said to produce a psychological high, almost like opium.
  • It helps in alleviating headaches and migraine pains.
  • Helps a lot in reducing the symptoms of anxiety and panic attacks.
  • This is good for people who are suffering from insomnia and sleep problems.
  • It facilitates in reducing normal muscle inflammations and pains.
  • CBD vape is a great mood uplifter, providing a sense of relaxation and comfort.

What are the different types of CBD vapes?

Source: Leafly

Your next concern should be regarding the types of vaping devices available in the market with CBD oil cartridge. So, let’s study these basic classifications of the device before you walk into a store and buy something which isn’t suitable for you.

  • CBD oil cartridges: just from the name you can guess that the product has a small oil tank in the shape of a cartridge. It is this container where the cannabidiol is kept. Usually, the volume of the tank ranges between 0.5 mL to 1 mL, which is enough to last for at least a couple of weeks. For using it, you will have to use a battery for creating the spark.
  • Vaping pods: just like the above-mentioned equipment, a pod contains an oil container. However, for sparking the liquid, you will need a JUUL battery, which is quite a versatile battery. If you have any nicotine pens in your home, you can use the JUUL battery from the pen in the pod.
  • Refillable pens for vape: in case you are trying to budget your purchase, we thing that the refillable pens will be best. Here, the liquid container can be refilled once it runs out of CBD. Even though the price of the equipment is high, it is a long term investment.
  • Disposable CBD pens: the last category of the vaping apparatus which you need to know is the disposable pens. Once the battery runs out of the charge or the tank is emptied, you will have to dispose of the pen. This is quite suitable for short term use.

What is the general recommended dosage for the vape oil?

Source: mg Magazine

Now, when you are buying a CBD device for vaping, you are certainly going to need guidance on the dosage. Truth be told, no manual can ever tell you how much of the oil you should inhale at once or in a day.

The entire dosage plan depends on several factors, which unfortunately are different for different people. For example, as the dosage depends on body weight, the recommended amount will vary from a slender person to an obese one. But to get a clearer idea, you can ask the shop about the doses.

Online shops like Industrialhempfarms have introduced a surveyed chart which provides a vivid idea about the recommended safe amount of CBD. The data that has been gathered is an average one. So, you will have to start with a slow dose and then you can increase it over time.

How to vape the cannabidiol oil from the cartridge?

Source: Vaping CBD Oil

Our final discussion will be about the using mechanism of the oil cartridge. Once you will connect the oil tube to the battery, you will have to push the power button to switch it one. As the battery will be on, it will start heating the oil, thereby transforming the liquid into thick vapors. The density of the vapors varies with the charge of the battery as well as the quality of the cannabidiol oil.

Once the vapors will escape from the mouth of the tube, you have to inhale it in the form of puffs. Start with small puffs. This will allow your body and your nose to get accustomed to the air. Once the irritation goes away, you will be able to take longer puffs. However, make sure you are at least keeping a time gap of five to eight minutes between two consecutive puffs.

Conclusion

CBD has proven to be a savior in many people’s life. Vaping the oil has reduced many health and mental problems, be it a mere headache or a serious depression. So, once you will buy the device, make sure to read the manual properly, understand the working, and then start taking in the puffs.

Penis Enlargement – Procedure Overview, Cost, Recovery

Source: unsplash.com

The small size of the penis can ruin any man’s happy married life because some women complain that their husbands are unable to give them the needed pleasure. Men also feel upset about this and start looking for ways to increase the size of their member.

Scientifically, the average length of a man’s penis is 4 to 5 inches, which, when excited, can grow up to 6 inches. However, there are many men whose member’s size is minimal. Such men are often stressed about this issue and sometimes even get humiliated because of it. You can get to know more about it at Dr Elist.

This problem can be treated by getting a penis enlargement treatment done. In this process, the member’s size is corrected by giving proper shape and structure to it.

Why does penis size decrease?

Source: unsplash.com

It is a common belief that as a person grows old, the health problems also increase. The same applies to the size of a man’s penis, which is reduced for various reasons.

The following pointers can be the reason as to why the size decrease.

  • Becoming old- When a man gets older, his body becomes weak, and the performance of his body parts also decreases. This thing also applies to the penis, and its size decreases with age.
  • Weight gain- A person who is overweight is likely to have many health problems. This is also in the context of penis size. With weight gain the size of the penis decreases.
  • Performing prostate surgery- The penis size shortens when a man undergoes prostate surgery. Prostate surgery is mainly done to treat prostate cancer.
  • Peyronie’s disease- Peyronie Disease is commonly called curved penis disease caused by the development of fibrous tissue within that body part. The person suffering from this disease is more likely to have a reduced length of the penis.
  • Smoking – If a man does excessive smoking, it can hurt his health. The reduced length of the penis can also be the result of smoking; that is why no man should smoke.

How to increase penis size?

Source: pexels.com

A man whose member’s size is smaller than the average size looks for ways to increase its size. When no method proves to increase penis size, doctors resort to penis enlargement surgery. It surgically increases penis size.

What is the cost of penis enlargement surgery?

Source: Instinct Magazine

Whenever a doctor advises a man to undergo this operation, the common question that comes to his mind is the cost of operation. It may be that some people find it to be an expensive procedure, and because of this, they have not been able to take advantage of it.

But, it is an economical process, which costs only 2.2 lakhs. It is generally affordable by the mass.

What are the benefits of penis enlargement surgery?

Source: Dr. JJ Ruiz

It has many benefits, some of these are as follows

  • Size Correction – This major benefit of this operation is that it gives the correct size to the penis.
  • Enhancing male confidence – As explained above, the reduced size of the penis also affects the male’s mental health. Because of this, his confidence also decreases. With this surgery, men’s confidence also increases, and they can concentrate better.
  • Improves married life – When the size of a man’s penis increases, he can provide extreme pleasure to his spouse. Thus, this surgery proves to improve the married life of the man.
  • Less time consuming It takes much less time and some time after this surgery, doctors discharge the person.

What are the problems faced after penis enlargement surgery?

Source: Allure

Certainly, this is the best way to solve problems related to the male member, but some risks should be known before conducting this operation.

If a person has undergone penis enlargement surgery, then he may suffer from these five problems:

  • Muscle ache

It has been seen many times that after surgery, the man has some difficulty. In such a situation, there is a pain in the muscles of the male member of the man, and for this, he has to resort to pain-relieving drugs.

  • Abdominal pain

Some men complain of abdominal pain after undergoing male member enlargement surgery. However, this problem can be corrected with medical help.

  • Having high blood pressure

After male member surgery, the functionality of the male body changes completely. After male member enlargement, the man starts having high blood pressure, and in that case, he has to take BP medicine.

  • Frequent urination

Male member enlargement surgery also affects the male bladder. The man has to urinate frequently because of the male member enlargement surgery.

  • Feeling weakness

The surgery to increase the size of the male member also affects the man’s physical ability. In such a situation, if a man is suffering from this problem, then he should inform the doctor, and its treatment should be started as soon as possible so that he does not develop any severe disease.

What precautions should be taken for recovery after male member enlargement surgery?

Source: Cosmetic Surgery Turkey

Like any other surgery, male member enlargement surgery is very sensitive and needs to be done with precision. For this reason, any kind of carelessness can prove harmful during this period, so after a male member enlargement surgery, a man should take special care of the following:

  • Keeping the weight regular

As explained above, the reduced size of the male member also leads to weight gain. Therefore, every man should control his weight post-surgery.

  • Avoiding infection

Since there is a possibility of infection after surgery, every man should take special care of his health and take anti-biotic medicines.

  • Non-sexual activity

If a man has recently undergone surgery to increase the size of the male member, then the sexual activity should not be done for some time. If he does not do so, it may affect his male member, and in that case, he may need medical help.

  • Staying in touch with the doctor

Every man who has undergone surgery to increase the size of the male member should keep in touch with the doctor until he is entirely healthy.

RuneScape Power Levelling – What Is It?

A skill with which the player can combat efficiently, and through which the players are granted all kinds of combat is known as defence. You must be thinking that I just made an error while writing the spelling of defense, but, in RuneScape Classic, it is spelled as Defence. The defence is one of the critical skills of players that are often believed to boost combat level, no matter even if the player has other combat skills.

So, the defence level works in a way that the more the defence level is, there are fewer chances of getting successful blows that the opponent player can land. This rule applies to every style of combat that is often used against the player. Hence, by now, you know that defence is a vital skill that helps to endure attacks of opponents for a more extended period. Additionally, it is beneficial against even the most vigorous opponents.

According to the defence level of a player, it is decided which equipment can he or she wear. Get several tips to achieve the required experience level and combat at winrsgold.com.

There are several armor pieces available for the players, and each one of them gets unlocked when the defence level requirement is fulfilled.

Source: IMDb

Gaining Experience

You are already aware that defence is crucial for the role of a player so that it can combat all forms. In this game, the player is equipped in combat, and there are usually three combat styles: Melee, Magic, and Ranged. You will have to train for each style of combat or even train the blend of defence. You can get trained by itself or Ranged alongside. You can also do this for magic attacks.

Combat experience is added in the game after the player makes a kill, and it is added in one block.

Experience Rewards

Defence Experience is attained by the players as a reward when they complete certain quests for several experiences. The game offers various searches with which the players can choose their desired skills to attain a reward of experience. The experienced lamps that are bagged through random events and tasks are utilized to grant knowledge to almost any skill.

The players can choose to trade points that they gain in several minigames to attain experience in the defence levels. You can get experience reward in defence through the penguin points, dragonkin lamp, tears of guthix, etc. All such elements help the player get a successful defence.

Source: inserbia

Other Ways Of Getting An Experience

  • A player can choose to train defence on the room of catapult at the guild of warriors. When the player is successful in defence then he receives ten experiences.
  • The melee, also known as brawling gloves, provides a bonus experience of 50% even while training on the melee skills. The combat style of the melee was used in the process. Additionally, 300% bonus experience is provided by the gloves, while the players are trained in the wilderness. The gloves usually last for around 100,000 combat experience. It also disintegrates after the bonus experience is received by the players.
  • When fruit is harvested from the prickly pear, and it will grant the experience that is related to the level of defence.
  • Combat experience is received by the players from the damages that are done and dealt with by the familiars that are often summoned. Experience is gained by the experience that depends majorly on the familiarity.

Other features

  • The piety prayer often requires defence 70 to get activated.
  • The defence is used in various ways in the skill of Dungeoneering.
  • For doing certain quests you will require a certain level of defence. The highest requirement is of level 80 defence for the extinction of the brink.
  • Maple blackjack uses thieving, which generally requires 30 defence.
Source: Total Gaming Network

Mastery Of Skills

After the player achieves the defence level 99, in this level the players can choose to buy cape that is available from Harlan, the instructor of melee to build the north side of the Lumbridge store. A cape present in the game has a blue colour. The players also have a cream trim for the ones who have achieved skill level of level 99.

Temporary Boosts

Percentage and Flat bonus of defence level are not believed to stack. Sometimes they also stack along with the other defence bonuses that are effective. The level is not increased, but sometimes it can directly impact special effects.

Power leveling is a term that is generally used when the player is looking forward to enhancing their level in the game. Specific skills are attained in a shorter time. You will not have to worry about the loss or gain of other resources. It involves the procedure of utilizing every available support that helps to make up for the loss when the gamer can attain the required target level.

Source: unsplash

How RS3 Power Leveling Helps You?

Not everyone is a professional gamer. People play in their free time just to appease their minds. Nowadays, people are so busy in their lives that they hardly get enough time to play. In such a scenario, power leveling comes up as a boon. Upon availing the power-leveling services, you are provided with a veteran account with which you can play the game.

This account will not only help you to save your time but will also help you to boost your account and make it better and more significant than what it previously was.

Final Words:

This new feature in the game has proved to be a boon even for the veteran players. If you have been playing this game for entirely too long, and have the required experience, you can offer your RS3 power leveling services to various markets. With that, you can earn money from your favorite game.

Source: Twitter

The transactions are entirely safe, and you do not have to worry about fraudulent activities while making the purchase.

5 Life-Saving Steps Smart People Take Before Drinking Alcohol at Celebrations

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Celebrations and parties can be fun and exciting for many people. They usually include laughter, joy, and the clinking of glasses. Whether it's a...