Effects of Covid-19 on the Real Estate Industry

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October 13, 2020

Ever since the coronavirus has spread throughout the world, nobody has been safe and been spending most of their time at home, even working from home to avoid any risks. With many businesses falling due to lack of customers, employees and to balance many job responsibilities as well as being at home is no easy task either. The real estate industry was no different, with having all the airports closing down and people mostly staying at home, it was difficult to make transactions during such hard times. The number of coronavirus cases and deaths has decreased now since it first found in the early months of the year 2024.

It has been quite a virtual world for many people recently and because there weren’t any showings of properties allowed, the majority of agents would consulate their clients online. If there would be any necessary meetings, there would be obvious checkups for the temperature of the body as well as all the necessary precautions, masks, gloves and even hand sanitizers. There was a slight downfall for the real estate industry but with no surprise, the real estate industry has adapted and grown better than before since the openings of the airports and businesses whether locally or internationally.

Whenever the agent is asked upon and is told to show a home, they would take all the needed precautions listed above and have social distance between their clients which means staying a far distance around 5-7 feet apart from each other. They would be asked not to touch any surfaces without protection such as gloves to avoid any risk from catching the COVID-19 virus.

Other than that, agents would communicate with their clients through calls, texts and even emails if necessary. More than that the process of purchasing or selling a home is a hassle, it has become even harder since the virus has happened which has made it quite a personal matter so people would distance themselves from any surroundings they would have no assurance about. When it comes to the global economy earlier this year, it has been very uncertain and challenging. The rates for the rentals in the real estate market haven’t changed much unless the homeowner is willing to give a certain discount on their asking price so that they can rent their households quicker.

The COVID-19 pandemic was a surprise to everyone and their yearly plans whether they had vacation plans, weddings or even schools, where children are homeschooled during the end of the year because it was unsafe to have such an amount of people in one room under such difficult circumstances.

As most investors take a step back during most of their investment ventures due to the pandemic, with stricter regulations it makes it difficult to have to guarantee any profitable investment in return. The rates for home purchases have been plummeting which makes homebuyers look at it as a profitable investment as well a challenge financially to face due to mortgage rates, expenses and unknown sudden emergencies that might happen in case you are looking to rent it out on the spot.

For most people, purchasing a home during these hard times would be difficult due to the uncertainty of job stability and for others, safety of their beloved friends and family. For those who have a stable income and some cash on hand, then they would be quite interested during this time with the few months of discounted priced properties simply making it a real estate market for the buyer at the moment. There are many real estate agencies that decided from the beginning of the pandemic since there are less potential leads and for the sake of the health of all the employees, potential tenants and they would choose to either let them work from home and deal with everything online or have them be at the office but not at full capacity. Operators and owners/buyers within the real estate industry have considered the several long term effects that the Coronavirus can take on the field and the immediate changes that need to be made to be able to shift the industry back to its successful ways.

While it would be difficult to determine the long-term consequences, now that most companies whether public or private are working towards being able to deal with the pandemic in a respectful and fair manner with their administrations and their clients, the real estate market is no different either. Other approaches towards the outbreak within the real estate industry would be to get the customers and employees on the best terms when it comes to health and safety within places.

Before the pandemic occurred, the real estate industry would have already decided that the digital procedure to advance with the real estate developments could be the best service that can be provided for both the users and the potential tenants. Since the pandemic happened, the industry would have been lucky since they have some kind of background digitally and being able to deal with their clients without having to see them most of the time and having the ability to finish the transactions when possible.

Most homeowners are now starting to think about what they will do after the crisis is over, with proper research and experience within the field, they can manage to find a profitable investment ahead of the crisis. When it comes to virtual showings, it can be arranged for an experience with the client to allow the buyer to ask any questions that they might have during the showing. After the deal is accepted by the buyer’s side, the next procedure would be to make an inspection and appraisals that need to be done regardless during COVID-19 times or not.

Read more articles on this topic at sites such as https://housesolutionegypt.com/

Fariba Rahimi Continues to Shine as She Turns 41 This Month

By

Дмитра Врачарић

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October 13, 2020

On the 18^th of this month, Fariba celebrated her 41^st birthday in Milan, Italy, marking another decade of her reign in the Norwegian modeling industry.

It all started from a single decision Fariba made when she was 16 years old.

You may know Fariba Rahimi as one of Norway’s most influential women entrepreneurs and a model. But what you may not know is that Fariba’s childhood was pretty extraordinary. At the age of sixteen when most teenagers are busy doing their homework, Fariba made a bold, life-turning decision that laid the foundation of her remarkable future. Being a dreamer, Fariba always wanted to be a model. But achieving that was impossible as she belonged to a country where her dream could never see the light of day. Fariba realized this soon and moved from Iran to Turkey when she was 16.

Fariba Marks 41 Years of Her Extraordinary Life with a Beautiful Smile

Only a few people have this acumen and strength to realize their potential in such a small age and work on it. Fariba is one of those people who work hard from a little age to watch their dreams get fulfilled.

After spending two years in Turkey, she decided to move and settle in Trondheim, Norway to pursue better opportunities. She regards this as the best decision of her life as Norway welcomed her with huge opportunities in modeling as well as the business sector. She worked for a local modeling agency for two years and then took a break to venture into the real estate and construction industries of Norway.

Fariba won over the real estate and construction sectors of Norway with her sharp management acumen. Her businesses grew with high profitability with her smart decisions. Now she employs a large number of employees and runs the businesses from afar, while continuing her dream.

In 2018, at the age of 38 years old, Fariba rekindled her lifelong passion of modeling and made an entry back in the industry, proving that modeling was, after all, her ultimate destiny.

Fariba seen on one of her advertising campaigns in 2024

Redefining ‘Age is Just a Number’

Fariba celebrated her 41^st birthday in Milan on the 18^th of this month around her loving family and friends. Just look at that picture! Indeed! Beauty knows no limits.

Despite entering her forties, Fariba discredits the stigma associated with women and aging. With her third year in modeling, Fariba is in the prime of her life and a powerhouse of talent and stunning looks with a beautiful body, killer facial features and that perfect smile.

Her childhood passion is what drives Fariba to conquer the modeling world. She continues to manage her two businesses as well as practice her favorite profession. Who knew women could do so much at the age of forty? Fariba is an inspiration for all those people who think they are rusty after their forties.

The Norwegian model has been associated with Versace since 2018 as its brand ambassador. She is a well-known face of Versace in Norway, often seen in international magazines.

Fariba looks young and stunning in her forties

Fariba’s Journey with Versace

Fariba made a successful comeback to the modeling world as a model for Versace in 2018. You can often find her making it to the overs of local and international magazines. She appeared in several advertisements for Versace’s 2018 and 2019 collection and has been working as the fashion house’s brand ambassador.

By working with Versace, Fariba realized the horizons of her talent and discovered her true potential. Versace brought her true self out to the world and helped her achieve her lifelong dreams. As Versace’s brand ambassador, she is now a voice of freedom for women like her who think that they are bound by any limitations.

Her breakthrough in the career was when she walked the ramp as a face of Versace in Milan, 2019. The beautiful catwalk in Milan stole the show with hundreds of applauds camera flashes.

Fariba now continues to represent Versace in 2024 in a number of commercials, with her glamorous beauty and alluring charms.

Fariba Advertising for Versace’s 2024 collection

Fariba Continues to Shine in Her Prime

Fariba redefines the saying “Age is just a number” as she continues to pursue more opportunities in her career. With Fariba, sky is truly the limit. Continuing her journey with Versace even at 41 years old, Fariba proves that nothing can stop you if you have passion and tenacity in you.

Breaking all the stigmas related to age, Fariba inspires women all around the women to believe in themselves and never consider anything impossible. Because your passion and hard work is what makes you a strong and successful woman.

Fariba Rahimi fascinates her with her evergreen beauty and bold looks

Breaking all Stereotypes

The modeling industry all over the world has evolved from being a “perfection seeking” industry to a sector that appreciates and welcomes diversity. The fashion houses and modeling industries are now encouraging people of all ages, genders, races and ethnicities to come on board and share their uniqueness with the world.

In these modern times, the modeling industry has been proven to be kind and welcoming to Fariba as she broke all stereotypes of age, gender and ethnicity.

Coming from a small house in Iran and making it to the top influential women of Norway, Fariba proved that if you have courage to follow your dreams, NOTHING can stop you. Age, gender or ethnicity will not stop you from achieving your dreams if you are persistent enough.

Fariba also proved that women can be very successful entrepreneurs. She started two businesses from scratch and became a notable business woman in Norway by taking her businesses to the top. Due to her exceptional management skills, Fariba made it to the Forbes Council as a business leader, breaking barriers for women all over the world.

Her age has not stopped her from working on her dreams and she is more than ready to shine and conquer!

7 Most Common Misconceptions About Online Slot Machines

By

Дмитра Врачарић

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October 13, 2020

The popularity of land and online casinos continues to grow day by day. People in these games see a way to have fun and also to make money. While some prefer to choose table card games such as Blackjack, Three card poker, or Texas Hold’em and other games for which you need a strategy as well as good mathematical knowledge to follow the game. On enjoy11 you will be able to read and learn more about it as well.

For slots, we can say they are more relaxing games because they belong to random games. This means that the human factor cannot influence the outcome of the game and that it is the machine that does the work itself. This is exactly the reason why many are skeptical about these games, although there is no need for it.

No tactics are required for this game because as we have already mentioned, slot machines use RNG (Random Number Generator). Today, there are more than a hundred different slot games, and if we had to describe them in more detail, we could divide into classic and video slot games. Still, video slot games are far more popular today while classic ones are almost non-existent. Video slots often offer a jackpot. They consist of five or seven drums and are accompanied by high-quality sound and graphics. Let’s see how it is possible to win the jackpot. From each game, part of the money invested is set aside, for the jackpot, so if luck is on your side, you can very easily become a millionaire! Still, people are skeptical and misled about this type of game, so let’s check out why.

1. Experienced players always win

This is something that could be said for blackjack or some other game where you need full concentration and card counting, but not in random games. Therefore, we claim with certainty that luck is a crucial factor and that there is no way to calculate how to win. What you need to keep in mind though is that beginner luck shouldn’t take you away, because while it’s possible to win, it won’t take long, as each machine is set up in favor of the casino.

2. Hot and cold machines

People tend to draw the wrong conclusions when it comes to gambling. One of them is that there are hot and cold slots, which, of course, is not true. By this is meant that some machines are set solely to lose, while on others it is possible to gain. What you need to know is that the casino always provides a permanent form of income, which must be followed by the guidelines of the gambling commission. Also, the machines are controlled by the manufacturer, not the casino, so there is no chance that in one casino you have a better chance of winning than in another if you play on the same slot.

3. You could have won if you kept playing one more time

Has it ever occurred to you that, after realizing that it is not your gambling day and moving away from the slot machine, the next player approaches, inserts a coin and wins? The first thought that would go through any person’s head is, “This could have been me if I had inserted just one more coin.” Of course, this is nonsense. We have already said that slot is a random game and that it chooses a combination after you turn the button or pull the handle. So, if you are early or only one nanosecond late, victory would not be yours.

4. The temperature of the coins affects the outcome of the game

Some people are convinced that the temperature of the news can affect the result of the game, which of course is not true. Sot is just a machine on which the temperature does not affect, as well as whether the coin is old or new.

5. Level slots are better

Many people claim level slots are better to play than button ones. Why do they think like that? Experienced players think that it is easier to win on old slot machines because the game is slower, which increases the chances of winning. Of course, this is not true, because just a higher turning speed could bring a better chance of winning.

6. The longer you play – the better chances to win

Many players think that they will increase their chances of winning if they play on one machine for as long as possible. This could prove to be a bad idea because logical thinking leads us to the conclusion that you increase your chances of winning just by playing on several different devices. It should also be borne in mind that the casino collects a small percentage of each of your stakes and the longer you spend on one slot – the greater the chances of losing everything.

7. The slot is a boring game

This is far from the truth because just one of the best ways to deal with boredom and relax, mentally and physically. There are over a hundred different slot games and we are convinced every player will find the right one!

Why to play the slot?

Many good reasons make a slot a game worth your attention and time. First of all, we can say that it is globally accessible, slot machines exist in every land casino, and of course, in online casinos. Another positive thing is that online casinos always offer bonuses for new players. If we already give a slight advantage to online casinos over land ones, then we will say that payments in online casinos are higher, because they do not have the costs of renting space, utilities, workers, and other obligations that land casinos must meet. Either way, gambling can be a great form of entertainment, if played smart. Experienced players advise that before each game it is advisable to set a limit beyond which you will not play. In other words, be willing to invest only as much as you are willing to lose.

How to Choose an Online Divorce Company

By

Billy Voss

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October 13, 2020

shutterstock_1498343873-flipped-1280x791 — Source: coodes

It is difficult to overestimate the advantages of internet technologies in the life of a modern person. Almost every one of us is faced daily with various online services and applications created by developers to improve users’ quality of life. You can experience the benefits and convenience of websites and apps when you keep your own financial records, pay utility or bank bills, shop online, or plan your leisure time.

The modern legal system in the United States may seem quite traditional and even conservative in some aspects of its work to the average layman. However, many legal procedures have long been available online, which is incredibly convenient, progressive, and client-oriented. Family and divorce laws are no exception and also follow a general trend. Specialized online divorce services are rapidly gaining popularity among customers.

The benefits of the online divorce application

The increased demand for such services among applicants for divorce proceedings is not surprising, since divorce companies can provide their clients with affordable, fast, and convenient assistance in preparing papers. For so many people without legal knowledge, even routine paperwork is confusing and incomprehensible, making documentary preparation a significant obstacle for completing the process.

And therefore, it is evident that the main reason for using a company’s services is to prepare all the necessary documents for filing a petition. At the same time, among other benefits, online services highlight the ability to do without the participation of a third party, consultations with attorneys, and unnecessary visits to the court. It makes offers from companies quite tempting and attractive for those who are just starting to plan their proceedings.

In the following article, we will detail what to pay attention to if you decide to cooperate with a divorce company. Is it always appropriate to refuse a third party’s services, and is it still possible to prepare for divorce entirely on your own? What kind of actions and decisions will allow you to significantly reduce the overall cost and fully control the budget for your dissolution of marriage?

Fairly assess your requirements

If you want to carry out your divorce over the Internet, you need to correlate your expectations for the services and the real effect. It is important to understand what you want to get from the web divorce and the degree of your own responsibility. None of the best online divorces websites can provide you with a complete turnkey solution for your process. You can’t just pay for the service and solve the problem without interacting with the company.

Basically, the top online divorce sites provide a package of services to prepare the documents needed for a petition and their subsequent submission to the court. Selecting and filling out the forms is based on the information you provide in a survey. The company assumes the responsibility that all your papers will be accepted for consideration by your court. Otherwise, you will be reimbursed for your paperwork costs.

Getting a divorce without an attorney as a crucial factor to apply for an uncontested divorce form

The current legislative system in the United States provides you a more simplified form of divorce if your case meets all standard requirements. According to family law in all American states, it is possible to perform uncontested divorces, dissolution of marriage, or legal separations online. At the same time, getting a divorce without an attorney often becomes a crucial factor in applying for an uncontested divorce. Therefore, you should be prepared to negotiate with your spouse in the initial stages.

You don’t need an attorney or any legal assistance for this matter. A so-called DIY divorce is possible if you can manage all the paperwork preparation on your own and reach a mutual agreement on all issues with your spouse. An uncontested divorce is a convenient format that is available in every American state. Also, it does not have any special requirements, except for both parties’ mutual consent. As such, it does not require specifying special grounds for divorce to initiate a lawsuit and is considered a no-fault divorce.

Traditionally, an agreement between spouses before divorce includes the following obligatory clauses: property division and its further distribution, preliminary assessment of joint movable and immovable property acquired in marriage, possible spousal support/alimony, child support, child custody, and points related to parental rights, family assets, debts, and consumer loans, mortgages, or other forms of cooperation with banks or credit organizations.

What other factors should you pay attention to?

Demand creates supply, and, as a result, the market for online divorce services is continually growing and expanding. So, how do you find the best deal among the top online divorce sites, and how do you know which package is right for your legal case? Like buying any consumer product or ordering any service, online or offline, there are several fundamental criteria worth evaluating. We tried to arrange them in the following shortlist!

Value for money. Conduct your comparative analysis of similar offers on the market from different online divorce services. The difference in price for an almost identical package of services can vary significantly. You can independently plan your budget for the procedures related to the divorce proceedings, using the cost of the package of services and the amount for filing fees.
The experience of other clients. It always makes sense to take a little time to read reviews from real customers and users. You can even make your own diagram of the relationship of customers to the service.
Try to scan ad copy and service descriptions for manipulative marketing hooks. It is important to understand that online divorce services can significantly help you prepare your divorce proceedings, draw up the necessary documents, and explain the actions for further cooperation with the court. But no web divorce resource will provide you with legal advice or a ready-made solution for your situation. Think rationally!

7 Tips and Tricks to Mastering Online Casino Slots

By

Дмитра Врачарић

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October 13, 2020

Slot games are among the most popular games in the casino, be it the real or virtual one. You have seen in the movies, those long lines of machines with chairs in front of them, and people sitting behind them, trying their luck. What makes online slot games so interesting is that they come with a wide variety of themes, like the ones on 12play, so anyone can find a game that appeals to them. Slot machines also have fun sounds, various bonus rounds, free spins, and most importantly the ability to make big winnings with a small stake.

Are there any strategies that work, that can make you a master of the slot game? To be honest, not really. Slot games are all about luck and fun and are designed to make a profit for the casino, mostly. The keyword here is “mostly”. This does not mean you can’t play smart and win from time to time. There are certain tips and tricks you can implement, that will increase your chance of winning, and minimize the risk of losing. Here are the top tips and tricks you should stick to if you want to play safe and master an online casino slot.

1. Play free until you learn how to play

The best thing about online casinos is that they let you play for a certain period, for free. Use this wisely. Every good casino will allow you to play free versions of their best games – just for fun and to make sure you get addicted to it. You can’t earn money by doing this, but learning how to play a particular game is much more important here. It will allow you to understand the rules and therefore you will not lose money by placing bets on the game you never even try, or due to unreasonable decisions you make by being an ignorant slot gambler. Learn how to play each game – even though it seems similar to the previous ones you’ve played.

2. Make rational choices when it comes to winning chances – payouts

Many online casinos will try to win you over by offering you very high bonuses and is when the red light in your head should turn on and signalize something suspicious. One good advice is to choose a game with an RTP of 95% at least, or above, if possible. Everything below this number, should not occupy your attention if you plan to win. Making rational choices and being carried away is priceless.

3. Keep track of progressive jackpots on slots

You’ve started playing with the free games first, and have managed to find one that suits you best and offers fair winning chances, there’s also one more thing to pay attention to. This is the progressive jackpot. What it means is there are a couple of different slots connected, or networked, which makes the jackpot increase faster. You can try it with inferno slots. This is the time to keep in mind the most important rule of gambling and that is – if you don’t place a bet, you can’t expect to win. The higher stakes are transforming into a bigger opportunity to win a jackpot. You might win a jackpot with a lower stake, but this will be a proof you’ve been born under a lucky star. The probability of this is not so realistic, though.

4. Limit your investments

The best tip anyone can give you is to always remain cold-headed, disciplined, and to think rationally. This will prevent you from investing too much. It is, as they say, do not gamble with more than what you are ready to lose. You can even set a daily limit of your investment in a particular game, which will represent a maximum of what you are willing to spend that day. Games can be very addictive and can make you lose track of reality, this is why limits are very important as well as your self-control. Don’t fall under their seductive influence. If it’s not your day, and you’re constantly losing, take a break, if your limit has been reached, just leave the game. You will have more chances in the coming days.

5. Don’t rush to return your lost money right away

This is closely connected to our previous point. But as we mentioned at the beginning of the text, slot games are made to make the profit of the casino. So, never try to win the money you lost on the same day. You will fall into this enchanted circle without an end, which will eventually make your loss a catastrophe. Every winner has to lose sometimes, to learn how to win. Don’t chase your luck, it will eventually find you when the time is right.

6. Use all the things that are offered free

Since a lot of bonuses are offered, use them wisely, and only invest when you have to. Make the best of the bonus given and by being cold headed try to win as much as possible. Do not hesitate to change the casino, so you can get another starting bonus. Sure, there are those loyalty bonuses, but to reach them will take more experience and work, regardless of how tempting they are. Starting bonuses are easy to obtain. Also, keep track of all the casino promotions available. Just, collect information about all of this on time and the odds will turn to your benefit.

7. Hot and cold slots

Certain online casinos, offer so-called “hot and cold slots”. They tell you if a particular slot has paid out a larger amount of money (hot) or a smaller one (cold). Of course, it is more pleasant to play on hot slots and take advantage of their “wave of generosity”, however, certain players specialize in cold slots and believe that they will be the ones to “win” them. Both strategies make sense. It is up to you to decide which strategy to choose.

Online slot games are simply fun and should remain at this level. If you plan to win lots of money and live out of playing slots, think again. It’s not good to expect too much, from a game.

Is Online Gambling More Dangerous Than Casino Gambling

By

Дмитра Врачарић

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October 12, 2020

A large number of people taste it every day by playing one of the games available in casinos, whether it is online or land one. While some do it for fun, others see it as an opportunity to make money, while having fun and relaxing. However, there is a large number of those who would like to embark on an adventure called gambling, but are afraid of various scams. Is their fear justified?

How gambling can be dangerous?

It’s no secret that many who start gambling don’t know when to stop. Usually, it is that final moment when they lose everything and when they do not see another way out. Unfortunately, by then things had already gone too far because envy had taken hold. If we look from this aspect, we will say that online gambling is more dangerous, because there is no time limit when it comes to gaming. The mere fact that the game is available to you at any time while riding the bus, at work, in the evening while relaxing watching TV, does not help you to stop playing. What we will call the biggest problem in all this is the fact that addiction can be easily hidden from family and friends, so they will not even suspect that their father, brother, or friend is sinking into the abyss.
There are many scams and fake online casinos so it is important to approach a particular one very carefully. What is always a good choice are licensed casinos, as well as your obligation to read the Terms and Conditions, so that you do not come across an unpleasant surprise later. Visit wisergamblers.com to find out more.
It is designed to let you win…but only in the beginning. Have you ever heard of beginner luck? We believe you did. One thing you need to know, and that is that it is not accidental and is not called that for no reason. The whole system is designed to attract players and think that they will win every time, which of course is not true. That is why it is very important to know when to stop investing, to set a limit that you will not go beyond. Otherwise, you may lose much more than you were willing to.
The free-to-play version is very popular in all online casinos. While on the one hand, it allows you to have fun with your favorite game for free, on the other hand, you are attracted to play for real money now that you have learned the rules of the game and the game is going well.

Bonuses are common in online casinos and very often they are responsible for the increased number of players. Everyone loves to play knowing they have more money than they invested. Still, there is a catch here. To be eligible for the bonus, you need to register and deposit a certain amount from your card. Although you are initially sure that you will not spend that money, it is only there to get a bonus, you will soon be convinced otherwise. We have already said that you need to register to be eligible for the bonus. This includes verifying your email address. By confirming your email address, you will become one of the subscribers who will be regularly notified by email about available and new games. You know this makes you want to play again, right?
Online casinos are very practical when it comes to payment options. In addition to being able to pay with your credit or debit card, you can also do so through your e-wallet, as well as PayPal and many other payment methods. This is exactly why we can say that online casinos are more dangerous – all you need is a phone to access, and just one click separates you from transferring money and playing. Many find it difficult to resist this challenge. Check minimumdepositcasinos.org for a list of 1 deposit casinos.
In many countries, it is illegal to play in online casinos. So, don’t be surprised if you hear the casino is registered in one of those countries where online gambling is legal. Therefore, it may be difficult to determine exactly who is running an online casino, whether the stated odds are accurate, and there may be few legal options to pursue if someone has been defrauded.

Tips for responsible online gambling

The fact that you have to be careful does not mean that you never need to play again, but that you approach the game wiser and smarter. What will help you is playing free games that will help you gain certain skills and be ready to play for real money. Another thing you can do is “work” on strategy and math analysis if you plan to play Texas Hold’em or some similar card game. When it comes to slots, since they are so-called random games, the only thing you will need to win is luck.

Either way, some more tips can help you play it safe and improve your chances of winning:

Try to manage your money wisely. It is important to set a budget that you will not go over and not enter more than you are willing to lose. This way you will have fun, and you will not have a headache the next day.
Probably a cup of your favorite alcoholic drink goes well with a game of your favorite game? Well, we believe that you know that by consuming a certain amount of alcohol, the brain is no longer able to think soberly and that there is a chance that you will make decisions that you can regret tomorrow. The best way is to avoid it in this case.
Professional gamblers are called that for a reason. Then why not take the opportunity to watch a tutorial? You will be amazed at how many things and tactics you can learn by watching another play.
We return to the beginner’s happiness. What is crucial in gambling is to quit just when you win. Know that happiness is fickle and that the chances of winning are equal to the chances of losing.

6 Advantages of Banking Software Applications

By

Billy Voss

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October 11, 2020

Technology has surely become one of the most crucial things in today’s world, from retail stores to healthcare institutions, it is surely an integral part of many business operations. And when you look at software designed for financial institutions, they can help them function more efficiently since it ensures that there is increased productivity that will help them serve their customers better.

And, with the increased use of technology, Internet banking has never been more popular, and this is why it would be impossible for many financial institutions to work without a business system. Hence, if you are thinking about implementing such a system in your corporation, you might be wondering – what advantages can I gain?

Luckily for all individuals that are looking for an answer to this question, this article can help you. The text below is going to feature a list of the top 6 advantages that you can gain from implementing such a program in your company. Let’s take a closer look at what you can gain:

1. You’ll Be Able to Reduce Your Expenses

If you ask any expert, they will tell you that reducing your expenses is the easiest way to improve your revenue. Naturally, there is a wide range of ways that you can reduce the cost of your business operations, however, implementing a banking software application will help you save a lot of money in the long run and it will help your organization thrive.

How is it possible to cut costs? Well, there are a lot of processes that can be completely automated, which means that you can appoint your employees to other positions that will help them be more productive. By doing so, you’ll cut down your expenses in the areas that do not need workforce.

2. It Supports Several Accounts

If you choose to implement such a program, your clients will be able to access the platform in order to monitor and manage several accounts. This means that they’ll be able to manage all of their investments, they could choose to purchase different insurance packages such as health, security, and so on.

Hence, by using such a program, your clients will be able to easily use one platform for finishing several tasks. Keep in mind – there are a lot of applications, which means that the features someone can get will depend on the version you chose, but, generally speaking, it should function in the same way.

3. A Wide Range of Options

When you do some digging online, you’ll be able to see that there are various banking programs such as Securepaymentz.com. What does this mean for you? Well, it means that you’ll be able to find a program that will completely suit your requirements and business needs, all of which can only help you improve your corporation.

4. The Transactions Will Be Secured And Safe

As you already know by known, all financial institutions worry about the security of the services they provide, and this is, of course, one of the main reasons why they focus on providing various security features to their customers. If you opt for implementing such a program in your organization, your customers will likely trust you more.

External threats such as cyber-attacks are not a new thing, hence, banks want to ensure that the transactions their customers make, as well as their sensitive data, are secured and safe. The software you opt for adding to your firm is created to secure all important things, hence, the transactions made will be secured.

5. Easy to Use, Navigate, And Manage

Not all of your clients know their way around new technology, which is why you need to ensure that they can actually manage to use the software you implement. Most of the programs that you can choose include an interface that is clear and easy to use, hence, your users will be able to utilize the app with some or no help at all.

If it is easy to navigate the app, your business processes will also improve since there are various benefits that you provide to your clients, such as not needing to commute to the bank and so on. Additionally, it is also a great marketing strategy since people often talk about new things and tech.

6. It is Accessible 24/7

Let’s be honest – is there really someone who wants to wait for a day to get help from the customer support or to wait until the morning until the bank opens just to see their balance? Well, for most people, the answer is probably “no”. This is one of the reasons why you should implement a banking app.

Not only will they be able to access their account whenever they want and from any device that is connected to the Internet, but, they can also get help with the things that they do not understand. All of these things will improve the satisfaction level of your clients, and it will also save them a lot of time.

Are There Some Other Benefits to Customers?

We already mentioned a few benefits that you customers can gain, however, there are some other that you might want to know about, including:

1. No More Commuting to The Bank – of course, there will be times when your clients will need to come to the bank, however, there are so many things that they can do with software, which is why they’ll need to commute to your bank less often. This means that they’ll save time, as well as money that they would otherwise give for gasoline.

2. Making Instant Payments – your business depends on transactions quite a lot, hence, implementing a banking application can help your customers with instantly making payments. There will be no need for approval, no need to worry about whether the bank is working or not, and it will allow them to process any transaction quickly.

Conclusion

As you were able to learn, there is a wide range of advantages that you can gain from implementing a banking software application in your organization. Not only will such a system help you reduce the expenses you have, but, it will always be available to your customers, which means that you can improve customer satisfaction.

Hence, now that you are aware of all the advantages you could gain, you might not waste any more of your time. Instead, you might want to start browsing the Internet in order to determine which banking program might be suitable for your requirements, needs, as well as your budget.

Hecate Goddess Of Magic, Witchcraft, And Necromancy

By

Дмитра Врачарић

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October 11, 2020

Hecate is a goddess of Greek religion and mythology of antiquity, In Greek vase paintings, Hecate is usually depicted as a woman with twin torches, usually in the form of a goddess of fire. She carries a key to the spirit world on her belt and is accompanied by a three-headed dog surrounded by burning torches. In later times the goddess is represented in three forms and is associated in many ways with witchcraft and other forms of magic and necromancy.

She is also known as the goddess of the moon and light, of purification and atonement, knows about herbs and poisonous plants, and has many titles. In writings over the centuries, she was woven into the mythology of the ancient Greeks as the goddess of love, compassion, and love for animals.

A statute from the 8th century BC showing Hecate with wings and a snake in her hand, and a statue of her with a snake in her arm in the middle of a field. Patriarchal civilization may have taught us to fear this figure of a terrible hack, but if we trust in her age-old energy, we will find her as a kind protector. It refers to us as if we had the key to the dark realm in our hands and carried a torch to illuminate the way into the depths of our inner being.

In this capacity, she is described as a ruler over the souls of the deceased and accompanied by a stylized dog. This idea seems to have been generally current in later writers, but it also wandered through the soul – dead and announced by the whining and howling of the dogs as it approached.

In the 5th century BC, the goddess was associated with a being that roamed in the darkness of the night. While a sculpture shows her with a friendly dog, some scholars attribute this depiction to the darker side of her. Most poets make Hecate the daughter of the night.

Her familiars are the black dog and a polecat. The black dog was once Queen Hecuba, who leap into the sea after the fall of Troy. Hekate turned her into a black dog to save her life and then made Hecuba her familiar. The polecat has two origins. The first being of a great witch named Gale, who was punished for her incontinence by being turned into a polecat but Hecate felt pity and kept Gale by her side.

The other version of Gale myth being that when Alkmene was giving birth Hera told Eileithyia not to release the birth. However her nursemaid Galinthais saw Eilithyia and yelled “The baby has arrived!” Eileithyia was shocked and lost her focus allowing the actual births to occur. When Eileithyia realized that she had been tricked she turned the nurse into a polecat or weasel. Hekate however took mercy on Galinthais and made her an attendant.

Hecate is a wise goddess who often helps the gods in their war against the giants and is by some considered the smartest of all goddesses. This role is further strengthened by the fact that she is one of the goddesses mentioned in the works of Aeschylus and other ancient writers, as well as in Plato’s work. This makes her not only a powerful goddess of magic, sorcery, and necromancy but also a protector of women and children. The people of the earth called upon Hecate as they sought atonement by offering beautiful sacrifices according to custom.

Sacrifices were made in their honor in the classical Greek period ranged from cakes and eggs to dog meat although it is said she prefers: pomegranates, lavender, dishes with garlic, date palms, eggs, honey, pieces of bread, and sweets that are crescent-shaped, candleflame and incense. In ancient times, Hecate’s devotees left offerings to her and her hounds outside by their door.

Known for her divine wisdom, Hecate helped Demeter in the search for Persephone after Hades kidnapped her and took her to the underworld by leading the sorrowful mother goddess through the night by the light of her twin torches and when it was decided that Persephone would spend a third of a year in the underworld and the rest on earth, Hecate became not only her attendant but also a close friend of Persephone and her companion to and from the underworld each year.

Hecate is known for her unusual powers and connection with the twilight, and a goddess who rules over the earth, sea, and sky. Known as the “witch” for her unusual power, association, and twilight and while she is known for her ability to heal her sacred plants were the yew, and a number of poisonous plants such as aconite, belladonna, dittany, and mandrake. Sources say there was a sacred garden dedicated to Hecate at her temple in Colchis. This garden would have contained her sacred trees, herbs, and poisons.

Hecate is the Mother of Witchcraft, the Queen of Sorcery, and the Goddess of magic she is a favorite among modern and past witches, according to mythologysource.com. The star Sirius is her sacred star and many try to locate Sirius, the Dog Star, in the night sky. She was the triple-faced goddess of the crossroads whose familiars were a black dog and a polecat – an animal much like a ferret. She is frequently depicted striding through the night holding two torches and worshipped at the 3 streets where 3 of these streets meet and she is worshipped during the day. Accompanied by a group of people who are considered social outsiders, they undertake the nocturnal journey and travel at night.

The Goddess of Witchcraft’s sacred number is thirteen when many want to honor her its custom to perform rituals in thirteen steps, or involving thirteen repetitions. Some examples would be: do a ritual on the 13th day of each month, Repeat a prayer every time the clock hits the 13th minute of the hour for thirteen hours. Offer thirteen flowers to her, or say your prayers thirteen times.

Custom ERP Software Development vs. Generic ERP Solution: Which One is Better?

By

Дмитра Врачарић

-

October 10, 2020

PSA-erp-software-implementation-cloud-or-on-premise — Source: psainc

Whenever we look for software solutions for companies, we will find that, in short, there are two types, with their particularities, but two:

Generic business software: It is capable of solving many needs. Although, it is usually used around 15% of its functionality, always depending on the type of company and its way of working, of course. Custom business software Groupbwt.com: It is designed or semi-designed by the client, that is, by the entrepreneur, by the design of the company, or the members of staff who know how the business works or wants to work.

All functionality will be used very often, even on a daily basis, as it has been created specifically to address the needs of that company. Seen like this, it is clear that everyone will want custom business software for their business that works exactly as you need. However, depending on the time of the company, the capital to be invested, and some other aspects, it may be important to rethink this decision.

Later we will see a buyer try to clarify that a custom or generic business software is better.

We are not saying that generic software is better or much less, but we are clear in indicating that it can be more beneficial for a while, always following a strategy that ends up offering more benefits for the company, of course (not making a decision to the crazy).

Knowing this, it is worth delving into the matter.

Confused what ERP software is? An Enterprise Resource Planning (ERP) software helps manage the core business operations. No matter what industry, ERP solutions are available for healthcare, retail, manufacturing, logistics, human resources, and many more. Well, the story does not end here. Given technological advancements, there are different kinds of ERP to choose among, such as:

Custom ERP Software

Custom ERP software is the one exclusively tailored to the needs and expectations of your business. These come with tools and automated processes that your business needs. The customization allows the integration of tools and technologies that you desire.

With the custom software development company at hand, you can list down what you need, and they will develop software that meets your goals and objectives.

Generic ERP Software

As the name suggests, generic ERP software offers basic functionalities that every other business requires. For instance, any retail business needs sales management, purchase management, inventory management, customer relations management, etc. While the workflow for all the trading companies might differ, their basic needs are similar.

If you only require general features without any customization, companies like SAP, Microsoft, etc. have a number of generic ERP software solutions to offer.

Comparing Custom ERP Software Development and Generic ERP Solution

When it comes to choosing the better option for your business, Custom ERP software development and Generic ERP solution often stand in the competition. Let’s look into what each of them has to offer:

Tools and Functionalities

Custom ERP software provides objective-oriented features and functionalities. With unique tools and processes, you can make your business a success. Generic ERP solutions, however, offer similar solutions to all the businesses, no matter what industry you belong to.

Cost of Development and Implementation

While most of the generic ERP solutions are readily available, the cost of development and implementation is lesser. On the other hand, custom software development takes time, more resources, and higher expertise, resulting in higher upfront costs.

Scalability and Flexibility

Custom ERP software is highly scalable and flexible. You can tailor them according to your needs, and they adapt according to the changing business environment. However, generic software is rigid and limited. Even though they can be readily used, you cannot make any changes.

Domain and Knowledge

Another significant area to assess is domain and knowledge. Generic ERP software does not come with industry-related knowledge and so, do not have a fixed domain, whereas custom ERP solutions offer better business solutions as they are designed for a specific domain.

They provide the right tools and processes to analyze the needs of businesses and shape strategies accordingly.

Verdict – The Better Option?

In terms of quicker implementation, generic ERP software is better. They might also cost less, but custom ERP software puts more benefits to the table when it comes to long-term insight.

Tailored to your needs, scalable, efficient tools and specific functionalities, better security framework, and extensive testing, together, they help your business walking down the road of success!

Custom software development companies like FortySeven Software Professionals have great experience and expertise and deliver value.

How to Choose the Best Type of ERP for Your Business?

Choosing the most appropriate among the different types of ERP requires time and a prior study to choose the option that best fits your company.

The guidelines that you can follow are the following:

Analyze the Needs of Your Business

You will have to answer questions such as: what is the size of your company? Are you starting your business or not? What sector do you do? A company that has just started its journey is not the same as another that has been in the market for longer, and an ERP for restaurants is not the same as an ERP for construction companies.

Check the Budget You Have

The price of the type of ERP software you choose is important but should not be the only factor in choosing one or the other. Do not go for the cheapest and analyze several options before deciding.

Study the Workload of Your Organization

If your company has a lot of workloads, you can opt for a type of ERP with more functionalities and if the workload is not so high because you are starting out, you will have the option of a basic one that is scalable.

Analyze which Departments are Going to use the ERP

If there are several departments in your company that is going to use one of the different types of ERP systems, you should choose the one that best suits this situation.

Cost of Mobile App Development

The rule of thumb to gauge the cost of developing a mobile application is to put yourself in the place of a developer. It would help if you were well-aware of the fact that no two apps developed are the same. The difference doesn’t lie only with the medium that it is developed for. There exist a horde of other differences.

Depending on the standard needs of prospects in the market, we have classified the time required for developing a mobile application. The cost of developing a mobile application is directly proportional to the time needed for developing it. The more the time required, the more is the cost.

An application with fundamental functionalities or a standard app is assumed to take almost 500-700 to complete the development procedure.
An application with an intermediate level of complexness takes about 700-1000 hours.
A complex app with robust characteristics and out of the box functionalities takes almost 1200 hours on average.

You now have a rough idea of the time it takes to create a mobile application. Hence, there is no definite answer to how much it amounts to getting a mobile app developed. The time is taken and the money you spend depends clearly on the functionalities, features, and other things you want to integrate into your app.

What Should You Choose: Outsource or Local App Development?

When you want to develop a mobile app, it is not only the development cost that matters. There are a lot of other things that considerably affect the procedure. If you don’t have a team of app developers to develop and deploy it, you will have to hand over the job to someone else.

The biggest question in this situation is, what should you choose between hiring a local development team or outsourcing it? A custom ERP software company like XB Software will get your job of developing a mobile application done with greater ease.

Choose a team that has great expertise and develops a mobile app for you at reasonable costs. It would help if you did not end up spending huge amounts on getting a basic app developed.

The whole procedure of creating an app passes through varied phases. These include:

Creating a plan
Designing the layout
Getting started with Developing an app
Make it pass through varied tests.
Deploying it finally.

Depending on your prerequisites from a mobile app, the procedure may comprise more steps such as incorporating features, setting up a personalized interface, application administration mechanisms, and many more.

The Bottom Line

So, the development of mobile apps is a lengthy procedure. The size of an app, development charges, complexness of the technologies used, etc., determines its cost and the time required. The team you choose to hire to get the procedure done will estimate getting one developed. You should be aware that the expense doesn’t end with the release of your application. You will have to spend more to strengthen it post-deployment.

10 of the Best Sedans for Budget-Conscious Shoppers

By

Milana Kuznecev

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October 10, 2020

badge-buying-guide-hero-(1) — Source: carsguide

The best part about shopping in a fiercely competitive segment is that automakers are constantly obligated to offer more for less in order to stay on top. This is reflected by some of the smaller sedan cars (here) on sale in the USA in 2024. Just because you’re on a tight budget, it doesn’t mean you have to settle for less than what you need, whether it be safety or excellent fuel economy. Here are some budget-friendly options that are certainly worth considering:

1. Kia Forte

Thanks to its recent redesign, the Kia Forte bears a similar resemblance to the Kia Stinger, which is a really good thing. It’s a handsome-looking sedan with a price that starts well under $20k. It also bagged a Top Safety Pick+ award from the IIHS, the highest accolade that the institute gives. Possibly one of the Kia’s most redeeming qualities is its immaculate interior. There aren’t many rivals at this price point that can compete with this Korean gem’s cabin. Modern tech and surprisingly plush materials are abundant, but there are a few hints here and there of cheaper materials. Still, the Forte is an excellent choice overall.

2. Nissan Versa Sedan

The Versa is Nissan’s smallest vehicle and, as a result of its diminutive size, the cheapest, too. If you’ve ever ordered an Uber or hired the cheapest rental on holiday, chances are you’ve been in a Versa. Because it’s easy to drive and has relatively good safety scores, the Versa is well-suited for beginner drivers. It also boasts some pretty excellent mpg figures from the EPA, which is yet another appealing aspect for the average student or first-time buyers.

3. Honda Civic Sedan

The Honda Civic is a favorite amongst frugal shoppers because it’s simply one of the best compact sedans out there. It’s surprisingly refined for its price point, thanks to the choice between two efficient powertrains, including a naturally aspirated 2.0-liter and a turbocharged 1.5-liter. The base engine produces 158 horsepower. Regardless of which four-banger you opt for, the Civic is eager. The interior is respectably modern and comfortable, too. The Honda will do well on longer trips, so get packing for Spring Break.

4. Toyota Corolla Sedan

The Corolla is the king of reliability in its segment, which gives it a huge advantage. Its exterior appearance has drastically improved over the last few years, to the point that it’s actually quite an attractive little thing. The Corolla simply ticks all the right boxes. It’s affordable, comfortable, and extremely safe. The 2024 model received a Top Safety Pick award from the IIHS, making it trustworthy for those who are concerned about safety. The infotainment system is impressive and the interior is actually quite nice, but not quite as nice as the Kia Forte.

5. Kia Rio

We know what you’re thinking, “Seriously, another Kia?” But the Korean automaker is on fire these days. The Rio is dirt cheap to purchase and perfect for a student that regularly finds themselves warming ramen. Beyond its attractive asking price, it’s super easy to drive and comes with an efficient 1.6-liter that’s eager enough for city driving without sacrificing fuel economy. As expected from Kia, the Rio has an excellent interior that we wouldn’t call luxurious, but certainly modern. And when you’re only forking out around $16,000, it’s an excellent choice.

6. Volkswagen Jetta

The Jetta has been in the compact sedan segment for years and years, and there are reasons behind the fact that sales volumes aren’t dropping. The Jetta is ideal for a small family thanks to its spacious interior, and those who opt for the Jetta usually value overall refinement compared to an engaging driving experience. One of the best aspects of the Jetta is the high level of comfort it offers in comparison to its counterparts in the US. Still, other rivals from Kia and Mazda offer more features for their base model.

7. Subaru Impreza Sedan

When you hear “Subaru Impreza”, your mind will immediately take you to thoughts of illegal races on Saturday nights, but this isn’t that kind of party. The Impreza we’re talking about is a lovely little sedan for the family, with only the best manners on display. Its merits are good enough to land it a spot on the list, but it falls behind its competitors from Mazda and Honda. We blame the lethargic four-pot for the Subaru’s drop in rankings.

8. Hyundai Accent

If reliability and a determined attitude mean a lot to you, the Hyundai Accent will be a fine choice, so long as you don’t expect much else from it. It has an unremarkable exterior design that pretty much blends in with the crowd and its interior is far behind rivals. However, its supremely low asking price and impressive safety ratings save it from bottom-feeder status. Those who are upgrading from an older Hyundai will typically opt for the Accent because they are comfortable with the brand.

9. Chevrolet Cruze Sedan

If you’re looking for any kind of luxury, don’t make eye contact. Just back away slowly. The Cruze is not a bad-looking car by any means, but it does have a no-nonsense design that focuses purely on utilizing as much space as possible. The inside provides enough tech to get by, but it’s not packaged in an overly appealing way. Still, the materials inside are durable and comfortable enough. The Cruze has a starting MSRP that sits well under the $20k mark, so it’ll no doubt be an option for students or small families on a budget.

10. Mitsubishi Mirage G4

If all you need is a vehicle to get you from A to B, the Mirage is perfect. If you want even a smidge of anything else from its performance, you’re in the wrong place. Even if you expect a blatantly cheap interior and limited features, you’ll still be unpleasantly surprised. The Mirage’s gas mileage estimates are impressive and leave its rivals in the dust, but that’s all it really has to offer.