9 Useful Money Management Tips For Online Gamblers

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October 23, 2020

Useful Money Management Tips For Online Gamblers — Image source: unsplash.com

Ever since the pandemic has started, online gambling is even more popular since it allows you to play remotely and you even communicate with the other players. There are many websites where you can find your favorite casino games – in online versions. One of them is canadacasino.ca.

If you are new to gambling, let us tell you that money and time management are crucial, and discipline will take you far. We know that you want to win and stay in the game as long as you can. That is why we have some practical tips for you so that you can improve and develop your gambling skills.

1. Define your bankroll

The first thing you must do, even before logging into your account, is to set your budget for that occasion. Otherwise, you might get carried away and risk money that you might need for your living expenses, and that is never wise. Which amount of money can you spend on online gambling during that particular session? Will you have money for the next sessions that you are planning? The rule is that you should not wager more money than you can afford to lose. Set a limit and stick to it even if at that very moment you feel like you are the luckiest person in the world.

2. You are playing with real money

Just like the chips in a real casino, on a psychological level, distance you from the fact that you are betting with real money – your own money, the virtual money balance in online casinos has a similar effect. As you don’t actually see the banknotes in front of you, it is easier to lose control and allow yourself to spend more than you should.

3. Don’t think you know every trick in the book

No matter how many books you have read, or how many games of poker you have won, there is always uncertainty in this, and that is exactly why it is called gambling. Always be on alert and don’t fall into the trap of arrogance because there might be players who will be more experienced than you. Have in mind that the house wins in the long run, so plan your playing sessions wisely and approach with caution.

4. Don’t drink alcohol while playing

It is not a wise idea to drink in a casino, as it lowers your inhibitions (meaning that it loosens your mental breaks) and will make you prone to risky behavior. It the same when it comes to online gambling from the comfort of your own home. Don’t be tempted to reach for the booze while you are relaxing on your couch, playing some Texas Hold’em, since it might impact you in a negative way much more than you think. Alcohol will impair your judgment and guide your decisions – most likely in the wrong direction.

5. Watch the time

There are no clocks in the casinos for that same reason; to make you lose track of time so that you will spend more time playing, and with that, to increase the chances of losing more money. It would be even better if you decide from the very beginning for how long you will be playing and set an alarm on your smartphone, for example. Also, play at a slower pace. That way you will get to enjoy the game and slow down the rate of loss, while having enough time to reassess the finances at certain intervals.

6. Ways of betting

There are a few ways to bet in casino games. The first way is flat betting; meaning that every time you bet with the same amount of money, no matter how strong your cards are, or if you think you are on a streak of good luck. The second way is with progressive betting – when you adjust the size of the bet depending on whether you are winning or losing. Random betting is the third way, and it is based on your feelings and guesses. Regardless of which way you will do it, the rule of thumb is that you should wager somewhere between 1 and 5% of your total bankroll. That is another reason why having a bankroll is important. Don’t ever go over 10% as that might make you leave the game quickly after you start to lose.

7. Choose the right games

Which casino games are your favorite? Which ones are you good at? These are the two main questions you should ask yourself. Roulette and blackjack are considered good options as they are easy to learn, have a low house edge, and good return to the players. For these two, unlike poker, you don’t need much of a strategy as a discipline is key.

8. Don’t get carried away

Some people are compulsive gamblers and they feel compelled to play. In those cases, abstinence is the best solution. Many are playing just for fun and with the hopes of making a little extra cash. You must learn when to call it, even when it feels like a breakthrough is just around the corner. There are some times when you might end up wishing that you didn’t lose so much money with the wrong wagers, so in that case, it is possible that you should work on your self-control and perhaps develop some (new) strategy. We tend to get stuck in our own ways, so doing some research or getting advice from experienced players (that you trust) will give you new insights and techniques.

9 . Be careful not to get addicted

Just as with taking drugs, betting gives us a rush of adrenaline and winning – an amazing sense of pleasure and accomplishment. These feelings can be rather addictive, but over time, all this can turn into a compulsion that will no longer bring you joy and it can eventually destroy your life. Don’t let that happen to you, and withdraw at the very first signs that you have no control over it, and instead, it controls you. In that case, you could write to the customer service team of the online casino and ask them to suspend your account so that you won’t be able to bet any more. It would be highly recommended to seek therapy and support as well.

How to Get Into E-Sports & Competitive Gaming

By

Billy Voss

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October 23, 2020

Did someone from your work invite you to have some fun with them while playing some E-sports and/or competitive games? If so, you might be completely overwhelmed and confused by the amount of information you read online, which might have caused you to wonder – what are E-sports and competitive games?

As the name implies, E-sports are basically games such as FIFA or PES where you operate in a team of your choosing against another team that a different person chooses. On the other hand, competitive gaming means that you’ll be playing in a team (or on your own) against a different team of people in franchises such as World of Warcraft (WoW) or League of Legends (LoL).

And, if you are thinking about getting into the world of E-sports and competitive gaming, you might need some tips that can help you get started. If so, you should not worry anymore, this article has got your back! Let’s take a closer look at the 6 tips that will help you with getting into this new hobby:

1. You’ll First Need to Choose a Genre And Game

Now, you might already know what genre and game you want to enjoy, however, if not, you might want to consider the ones some of your friends are playing or some of the most popular ones that are being played at the moment. The most popular genres include FPS, RTS, MOBA, sports, and fighting.

Once you determine what genre you want to enjoy, your next step will be to choose the game. Naturally, you’ll want to try a few of them out before focusing on improving your skills for one, a particular thing. By trying different options, you’ll learn what you enjoy, which means that you’ll be motivated to get better.

2. Should I Choose a Console or PC?

After you determine what suits your skills and needs, you’ll also need to pick the platform you’ll be playing on. Now, there are really two choices – choosing to play over a console such as PS4 or a computer. Personally, I find it difficult to enjoy first-person shooter games over a console since it is more difficult to control the character while in combat.

However, some of my friends are extremely good at FPS’ on consoles – which is also why I avoid playing with them. Hence, ensure that you try both of your options and determine which option might be more suitable for you. Keep in mind, you’ll want to choose the option that is more suitable and comfortable for you and another important thing to do is to get the right setup and hardware.

3. Learn Everything There is About The Franchise

It does not really matter how good or bad you are at playing particular games, you must learn everything there is about them. This is why you should watch tutorials, read different guides, and you should also watch some walkthrough videos that will perfectly show you different strategies.

All of this can help you with improving your skills, but more importantly, it will help you with understanding how everything functions – which is the key to getting better and better every time you play it. Hence, once you are done with the aforementioned steps, learn everything there is about the franchise you chose to enjoy.

4. Hiring a Coach is Possible

A lot of beginners do not realize that hiring a gaming coach is possible. There are various websites such as boostroom.com that offer such services. However, what does hiring a coach exactly mean? Well, by opting for these services, you’ll get a coach that can help you with understanding everything better – but it does not stop there.

Hiring a coach also means that they’ll provide useful tips and tricks, they can help you improve your skills, and more importantly, they can give you useful advice that you can successfully utilize when battling other people or teams. Additionally, there are gaming boosts that you can get, all of which will help you advance faster in the game.

5. Practice Does Make Perfect

Just as you needed to practice riding a bike when you were little, you’ll need to practice as much as you can, especially if you want to be a successful gamer. Of course, this does not mean that you should be on your computer 24/7 since you won’t want to neglect your other responsibilities.

Instead, you’ll want to create a practice schedule. Hence, when you are done with your job and chores, you can use some of your free time for practicing. Why should you do this? It is quite simple, it will allow you to focus on the game, instead of, for example, playing the game while thinking about that work project you need to finish.

6. Join a Community

The Internet is a wonderful thing, especially since it offers us a lot of resources. One of those resources is gaming communities. Yes, it is true, you’ll be able to find a community for whatever game you choose. Why should you join a community? Well, you’ll get endless tips, tricks, and advice.

For instance, if you are stuck on a particular level, you can turn to the online community for help. By simply asking them a question, you’ll get endless tips and advice, all of which will help you proceed further. Additionally, almost all people in such online communities are willing to help, hence, do not be afraid to ask for assistance when needed.

Conclusion

So, there you have it – there are some things that you need to keep in mind in order to get into the entire world of E-sports and competitive gaming. And, if you choose to follow some or all of the aforementioned tips, you’ll make the entire process easier, less time-consuming, and more importantly more fun.

Hence, now that you are aware of all the things you can and definitely should choose to do, you might not want to lose any more of your time. Instead, return to the beginning of the article and start with the first tip we mentioned – which is choosing a genre and game that suits your needs.

Daily Fantasy Leagues Heat Up as New NFL Season Continues

By

Дмитра Врачарић

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October 23, 2020

Nearly half of the 2024 NFL Season is done. The Seahawks and the Steelers are performing pretty well. The Texans and Cowboys—not so much. Young quarterbacks are all the rage while many famous Running Backs are either injured or underachieving.

So, what’s the secret for Daily Fantasy Football Success this year? It’s the same as last year. There’s no secret. You have to research extensively, draft teams wisely and hope luck is on your side. That said, DFS leagues are getting more popular and no one is surprised.

With some leagues paying out up to $1 million, nearly every NFL DFS sports player want to be in a league. In this article, we’ll share some of the most renowned leagues and what they do. Then we’ll also share some tips on how to win in these DFS leagues.

Sounds good? Let’s begin.

Qualifier Leagues

Qualifier leagues are shortcuts for getting into paid DFS tournaments. They’re mainly free to join but some cost a small fee, especially those geared at helping you get into high-paying contests.

To expound more, free qualifiers award winners with entry tickets for decent-paying contests. On the flip side, a paid-for qualifier league might cost $5 but rewards winners into leagues that cost up to $1000.

Qualifiers come in many types. Some of them invite a small group of players. Others welcome millions of people. Additionally, they also vary on the number of people they reward. The best leagues are those with a limited number of contestants and payouts for several people.

The best daily fantasy sport sites in 2024, and you can find some at online-gambling.com, have numerous qualifier mini-leagues and contests. Most of them are free, which makes them ideal for new players. But for the best qualifiers, expect a small fee.

50/50 Contests

DFS 50/50 contests are simple to understand. You participate in a competition. And if you’re in the top half, you receive a payout. The leagues welcome hundreds or thousands of people. And that means the payouts aren’t great for the most part.

However, the benefit is that you can easily fall into the top category. All you need is some decent knowledge of NFL football and how to draft players like a Pro. In fact, you don’t need to be a pro-level punter to win money in 50/50 contests.

Because these tournaments are cheap and popular, they attract nearly everyone with a DFS account. And most people aren’t good in DFS. As a result, your chances of falling into the first half are pretty high.

Head-to-Head Matchups

How competitive are you? Because if you’re spectacular at one-on-one competitions, you should join a head-head DFS matchup. You receive a competitor randomly and there’s little information about these players.

So, the best way to win a head-head competition is to focus on drafting the best team you possibly can. You can always check the players drafted by your competitors. But due to limitations in weekly draft picks, you can’t replicate their team.

How well do head- matchups pay? If it’s a paid competition, you receive up to 80% of money you and your competitor paid as entry fees. So, in a $100 entry-fee game, you could walk away with up to $180. The money varies by DFS sites, though.

NFL DFS Success Tips

Let’s face it. Playing Fantasy Football isn’t a matter of life and death. It’s not something you have to do. But you enjoy it and love spending pocket change to get into a few contests once in a while.

Guess what? You deserve to win. These tips will help you turn from the pits of DFS mediocrity and elevate and win consistently.

#1: Always Catch up with NFL News

If you’re an NFL fan, you know players get injured constantly. Lineups change and coaches can get fired at any point of the season. Following the news is the best way to manage your salary cap because you’ll know players to trade off and which ones to acquire ahead of deadlines.

Another crucial point is that news help you acquire underpriced players before their values shoot. And as you know, every DFS players’ wish is to have a top-performing side and money to spare in your account.

#2: Don’t Avoid Low-value Players

Many DFS players fill their rosters with high-value players. It’s what makes the most sense, after all. But an interesting report about NFL Millionaire Competitors show that successful DFS punters don’t just rely on star athletes.

They might have a handful of the most well-known NFL players in every position. And they could also feature some players with low-ownership rates. The explanation is that for your team to be balanced, you must pick a few players others tend to avoid.

#3: Lean the Scoring System

Every DFS website has a unique scoring system. Understand how it works at your favorite site and you could improve your weekly performance immensely. At some sites, interceptions earn 2-3 points. At other platforms, an interception equals one point.

Of course, passing and receiving touchdowns attract decent points on many websites. But they’re other game outcomes with equally attractive points. Know the scoring system and you’ll know how to draft a winning side fast.

#4: Listen to the Fans

If you aren’t a member of a football DFS social group, join one today. Not only is talking about DFS with like-minded players exciting; but it can also help you become a better player. Listening to the opinions of different players can change your perspective about how you draft picks.

Or it can give you tips on which players to draft every week. DFS fans won’t always be correct. But there are many times you’ll find ideas on how to improve your team from fellow competitors.

#5 Take Risks Often

Sometimes DFS contest winners consists of feature players with pretty low ownerships. They fill their teams with players others avoid. That’s a new perspective to have. Don’t always follow the public. Take risks often and you could be rewarded heavily.

5 Benefits of Hood Cleaning Services for Businesses and Restaurants

By

Billy Voss

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October 22, 2020

If you run any kind of business, or in this case, a restaurant, you know how challenging it can be. First of all, you have to create a great menu that will invite people to visit and enjoy your establishment. In addition, you also have to make sure that they are greeted with great service and ensure that they will want to come back and become regulars.

The most important part of your restaurant is the kitchen. It is crucial you maintain it regularly and ensure that it is in top-notch condition. Why are we saying this? Well, there are numerous things you and your employees can do on your own. However, there are some, such as hood cleaning, that should be left to professionals.

You might try to complete this task without anyone’s help, but the chances are that you won’t be very successful. Due to this reason, in the following article, we will provide you with the list of benefits you will obtain by hiring professionals to do this work for you.

1. Meet the fire code requirements

When running a restaurant, there are multiple codes you must meet. Otherwise, not only would you have to pay high fees, but you would also run the risk of losing the license, and therefore, you would have to close the restaurant.

Many people would argue that these regulations are unnecessary, but they couldn’t be more wrong. Oftentimes, a commercial kitchen can be a dangerous place, meaning that fires can occur easily. It is not possible to always have the situation under control, which is why these codes are very beneficial.

In case of a fire, not only would you endanger all your employees and guests, but you would also run the risk of ruining the entire place. This means that you would lose a significant amount of money. Therefore, these are two main reasons why you have to hire professionals.

According to Premier Grease, the main benefit is that they are familiar with all the codes and regulations, and their job is to ensure your restaurant is in compliance with all of them. In addition, if they notice any kind of issue that can endanger the safety of everyone, they will let you know and give you advice on how to solve them.

2. Spotless hood

It is utterly natural that business owners want to save some money here and there, but trust us – this isn’t a service you should cut out. You might think that this a task your employees can perform, but the fact is that it is not. Maybe the hood doesn’t seem to be that dirty, so you might decide to clean it yourself, but soon you will understand why professionals should handle this.

In a nutshell, they have all the tools at their disposal. Keep in mind that parts of the exhaust system aren’t easily accessible, so even if you have a great cleaning supply, you simply won’t be able to reach all the spots. This is not the case when experts perform this work. They are familiar with every part of it, so they know what tools and equipment they need, and you can rest assured that the hood will be spotless after they are finished.

3. Save some time…

If you aren’t very familiar with all aspects of hood cleaning and you decide to try to do it on your own, you will fairly quickly understand what a major undertaking this is. No, you cannot simply use cleaning supplies and complete the task quickly. Instead, you have to take the entire system apart, and you will probably spend hours doing this.

As a business owner, time is money for you, meaning that you shouldn’t waste it on tasks that can be completed by someone else.

4. … and effort

We are not talking about a project that will require a fraction of your time and effort. If you don’t know what you are doing, and you won’t, unless you are a professional cleaner, you will spend the entire day up to your elbows in grease and build-up. Don’t forget that experts are familiar with every part of the process, so not only will they be able to complete the job within a few hours, but they will also do it perfectly. Yes, hiring them is another expense for you to pay, but when compared to the time and effort you will save, we believe it is completely worth it.

5. Prevent repairs

When running a kitchen and a restaurant, you have to make sure that everything functions smoothly at all times. Otherwise, none of your employees would be able to do their job, which means that you wouldn’t be able to serve your customers and keep the restaurant up and running.

Your main goal should be to avoid and prevent all kinds of repairs and malfunctions, and the only way to do that is to maintain all the equipment you use regularly. This is the first reason why the task of hood cleaning should be done by experts.

Furthermore, we have already mentioned that in order to clean the system perfectly, one has to take it apart. Okay, this shouldn’t be too difficult, but keep in mind that you might not be able to reassemble it correctly. If you were to fail in this, you wouldn’t only run the risk of not being able to serve your customers, but you would also have to have it repaired as soon as possible. Depending on the damage, this can take some time. It basically means that you might be forced to close your kitchen for a day or two, and besides losing money this way, you would also have to pay a high fee for the repair.

Conclusion

To sum up, these are the five main benefits of hiring a professional hood cleaning service. As you can see, these aren’t only regarding the safety of the establishment and everyone who works for you, but it is also the best way to ensure that the kitchen functions perfectly, which is crucial for developing your business.

What Will Travel Look Like in 2024?

By

Дмитра Врачарић

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October 22, 2020

The travel industry has been hit undeniably hard by the Covid-19 outbreak, and although it is down, it is most certainly not out. Determined to adapt and overcome, new measures, safeguards and protocols are being put in place to ensure those of you with a serious case of wanderlust can still get away. So, what will holidays look like in 2024? Here are our predictions.

1. More paperwork heavy than ever before

Recent years have seen the travel industry try to minimise paperwork, with online check-in terminals and e-boarding passes, but be prepared for an about-turn. To eliminate the risk of airplane passengers transmitting Covid-19 to each other, a spokesperson from Medicspot confirmed that everyone will be expected to produce fit-to-fly certificates.

In 2024, instead of simply making sure you have your phone and passport, you’ll need to remember your certificate as well – and we recommend having a physical copy, just in case you suffer an unexpected tech glitch.

2. Popular destinations will get even busier

Given that ardent travellers have felt robbed of their favourite pastime in 2024, it’s a safe assumption that more people than ever will be trying to make up for lost time. This means that bucket-list destinations will get even more oversubscribed. Forbes has revealed that all signs point to a fast recovery for the travel industry next year with online holiday searches already significantly increasing.

The only unknown is when things will bounce back. Some travellers are bound to be cautious, waiting to see if a second wave hits before booking their trips, whereas others might fall prey to credit notes with an expiry date.

3. Masks will be part of life

Love or hate them, masks are here to stay for a while, so it is better that you get used to them now. Always try to look at the restrictions and laws in place where you plan to travel to, as you will find certain destinations more stringent than others.

A good rule of thumb would be to have a few to take away with you. Get some disposables, as well as some comfortable fabric ones, so you can always have one with you. It would be so disappointing to go sightseeing only to be refused entry somewhere.

4. There should be a vaccine

We say this tentatively, but if governments around the world are to be believed, there should be a Covid-19 vaccine in 2024, and if that’s the case it’s more than likely that travellers will be required to have it. Essentially, it will be no different from needing certain injections to travel to areas with dangerous diseases already, but if you are wary, you need to think ahead about this potential stumbling block.

5. Cancellation policies will change

This is key. In light of the pandemic, travel cancellation policies will change. Don’t assume that the insurance you’ve always taken out before will still cover you now, as businesses are scrambling to protect themselves.

Always read the small print that comes with any holiday booking or travel insurance policy, and be sure to contact your credit card company as well, to see if they can still cover you for missed flight costs. It would also be sensible to make sure you have protection in place for unexpected lockdowns either in the UK or your destination, as many travellers were caught out by that this year.

Although experts are predicting a fast industry recovery, travel in 2024 is going to look very different. Make sure you’re prepared and covered.

5 Benefits of Implementing VR Into Online Betting

By

Дмитра Врачарић

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October 22, 2020

Virtual reality is present in so many fields in our lives, and it won’t be weird if one day, everything can be done through this technology. When we play games, we always imagine how good it would be if we were able to get there and see things more clearly, as you can touch them, and have more chances to win. On the other hand, online betting is also a huge thing and brings millions of profit every month, so it’s understandable that at some point, VR will be completely implemented on it, and we will be able to play casino games, and bet online as we are present there.

This is very practical for passionate gamblers because it saves a lot of time and money. During the time of the pandemic, is pretty risky to go to casino or sport betting places, because they can’t really let in lots of clients, due to social distance recommendations. Some people also don’t want to be seen in a casino, so virtual reality is a great solution for them. According to many types of research, passionate gambling can be addictive, but also it has a few cognitive benefits we can’t deny, like critical thinking and dedication. Using VR technology, you can get a realistic feeling, just like you are in there. So, it’s on you to get great virtual reality gear and download a suitable app such as Betfair, that you can find on efirbet.com, and start enjoying the game.

We are maybe not aware, but VR technology has a huge influence over online betting, and there are some of the benefits of it:

1. You can feel like you can touch the things

Mobile games and apps are great, because they won’t take much memory, and don’t require advanced graphics and processors. People really enjoy bet online, and virtual reality is one of the ways that may improve the whole experience. For the gamblers, it may be important to touch the cards, get in the game, and feel like they are there, present, and can see and feel the atmosphere. This may not seem like a crucial thing, but anyway, it’s good to have in mind when developing new games and technologies.

2. Better visual quality

The visual moment is also valuable for the players. We all want nice-looking things, and that applies to betting games. If the developers implement the VR technology to their applications, the consumer will have a better general experience, and the game will be visually more attractive and will bring more downloads – which also means more money in revenue. One of the most important lessons in the business sector is paying a lot of attention to visual quality, and we shouldn’t ignore that, no matter what type of business we run.

3. Saves you a lot of time

It’s all about active players, and we should never forget that. Every online casino or betting website should be dedicated to their experience, and try to improve it. We all know that going to casinos or betting places is time-consuming, and the clients may need to wait sometime until they access the game they prefer. But, there is nothing like that if virtual reality is implemented into online betting. No rows and queues, no waiting, no human contact (you remember, social distancing), no smoke, no tips, and no expenses for food or drinks. That may not be the most pleasant thing for real-life casinos, but if we are concentrated and dedicated to the clients, we can be sure that VR implementation will end up in profit.

4. It improves the technology

When the developers try to include some new technology in their product, they are learning new things, adapting to everything that is attractive and profitable at the moment, and that means they are improving as professionals, which is a big advantage for their portfolio. So, we can say the VR is good for professional development for those who are working on it. The result is a market full of excellent people, and satisfied clients behind them.

5. The future is in the virtual reality

People talk a lot about virtual reality and its benefits. Also, it’s currently applied to a lot of fields in our lives, and gaming is only one of them. During the time of the pandemic, we can’t go to movies or live concerts, and owning VR gear is a great solution to have fun during these hard times. We can also expect that many professions, businesses, and fields will embrace it, and it will become an important part of our lives in the future.

VR in sports betting

When we talk about betting, we should (honorably) mention the sports. We all know at least one person who enjoys watching matches and live-bet on it. In some countries, VR sports betting is pretty popular, and customers respond great to it. They can do everything at home, and choose a match that it’s not broadcasting on the local TV channels, and still enjoy it.

The virtual experience is great, and it provides a 360-degree watching – and of course, a realistic feeling just like you are at the event. That means you won’t miss any important moment, and there is no risk of canceling or postponing, no pre-fixed games, realistic results, and of course, the money you deposit are safe, and all the transactions are secured.

For the future, we can hope that betting sites will develop technology, even more, making it accessible to more clients and consumers. We can also expect that in a year or two, the virtual reality equipment will be even cheaper than now. People will still visit live betting spots, and watch matches, but the VR option is just a nice addition to all of it, so the casinos and games of luck in general, can improve their products, and stay competitive on the market.

Virtual reality is here, it’s on us to accept it and embrace it, without getting scared or freaked out of its implementation.

5 Best Affordable Cars for College Students

By

Billy Voss

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October 22, 2020

If your college has a campus and everything you need is within the walking distance, you might not need a vehicle. However, not all colleges are campus-based and sometimes you live a long from faculty and public transportation is not the greatest option out there. It might run late or waste too much of your time, so you need a personal car. If that’s the case, you might wonder which car is the best one for you. Unless the money is not an issue and you have an expensive sports car, which is rarely the case, you might need to find an affordable car that will suit your needs. That’s the reason we are here today. We’re going to help you find the best car for you for a reasonable price.

Not that the price isn’t important, but it surely isn’t the only factor you need to pay attention to. A car has to be in a good condition, reliable, safe and so on. You could by a really old and broken car for just a few hundred dollars, but that would jeopardize your and other’s safety. So, what should you look for in a car aside from the price?

First of all, a new car is out of the question. Even though a new car would be in a mint condition and you wouldn’t have to worry about repairs or additional costs, a new car is often expensive and its value is cut significantly once you turn on the key and go for a ride around the block. The car you should look for should be a used car in a good condition.

The most important thing to keep in mind when buying a car is safety. Make sure you do your research beforehand. Check for the safety rating of the vehicle and what safety features it offers. Most of the cars made after the 2010s have a lot of those. Airbags, driving assistance, safe-distance warnings, auto-breaking, cameras that will help you parallel park or see the blind spots and more. You should look for most of these features when browsing for a car.

An important feature for a student car is how gas efficient it is. You don’t want an American muscle car that uses as much fuel as an airplane does. If your commute to college is long, the gas-per-mile usage is something you need to pay attention to. If you’re a student, chances are your budget is anything but unlimited so saving on gas is paramount. You can even go for a hybrid car, so you don’t have to worry about gas at all, only the electric bill.

Another feature you might want to look into is the insurance cost. Luckily for you, there is a lot of competition in this area so you might be able to grab a good deal. A lot of college students aren’t the best or most experienced drivers, so insurance is a pretty good thing to have in case you or someone else damages your car in some way.

Finally, make sure you inform yourself about the parking situation. If the parking next to your faculty or the place you live is expensive, that might also affect your budget in a great way. Also, if you’re an inexperienced driver, don’t buy a large car. It’s much more convenient to park a small car. Public parking is often overcrowded so it’ll be easier if you don’t have to manage a large car.

Now, all of these are the things you should look for in a car and if you’re good with that, click here and look for cars for sale in Indonesia that fit your budget and requirements. To make things a bit easier for you, here are some of the best cars chosen by us. This is one of the most reliable sites for car sales in Indonesia, and you should definitely check it out in case you are looking for a used car. Not only will you find different models, but you can rest assured that they are in a good condition as well.

1. Ford Fiesta

Ford Fiesta is one of the classic budget cars made by Ford. It’s not a Mustang, that’s for sure, but it’ll get you safely from your home to a place you need to be, in this case, college. The price varies a lot because there have been some newer models made in the previous years, but you can expect it to go somewhere between $2000 to north of $10,000 for an almost-new model. It’s a safe car, pretty small and easy to operate and it takes just a little bit of fuel to run, so it’s a budget-friendly model all the way around.

2. Volkswagen Polo

Polo is a small, reliable car from a German household name in the car industry Volkswagen. It’s a really comfy and spacious car inside for a package that small. You can find it anywhere from $3000 to about $9000 depending on the state it’s in and how old it is. Even if it’s a 15 or 20-year-old car, the engine is good and it should serve you well at least through college. It takes no more than 5l of diesel to drive for 80 miles.

3. Kia Rio

The best thing about this car is that even a new model is pretty cheap, costing about $15,000. Another model that is pretty spacious on the inside for a small car. For a used one, be prepared to spend about $5000 on the average. It can seat up to five people and it’s really gas-efficient.

4. Audi A3

A great car – from a great company. Audi is one of the world’s most renowned companies and they rarely fail to deliver a quality vehicle. You can buy used A3 for about $5000 and have a car that is compact, safe and good looking. Most of them can run for a really long time, meaning an even 15-year-old car has a few good years left.

5. Volkswagen Beetle

A classic, timeless car from a German giant. A Volkswagen Beetle is not only a pretty unique looking car – it’s also a really good one. A safe car that is cheap to buy and maintain and given the fact that it’s pretty small, it’s easy to manoeuvre around in crowded parking lots. You can get it as low as $3000. The only drawback – it’s not that spacious. So if you’re planning a road trip with your classmates, it’s best to look for something more comfortable.

Hopefully, this list has been helpful and if you’re not interested in any of the cars we’ve mentioned you know enough to look for another yourself. And remember, college parties are fun, but, don’t drink and drive.

9 Best Mobile MMORPGs Out Right Now

By

Дмитра Врачарић

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October 21, 2020

Fans of the MMORPG genre who thought they were limited to PCs or consoles should enter the application store on any mobile device. It just so happens that there are hundreds of amazing games in the genre that you can quickly download and use on any smartphone or tablet, including L2 Europe free servers you can try on l2topservers.com, and others.

Determining which game to download is a real challenge because there are plenty to choose from. Instead of taking a ported game made from one you’re more familiar with, try any of these ten available now. They are not presented in any particular order, as they are all excellent examples of the genre!

1. AdventureQuest 3D

AdventureQuest 3D is an MMORPG that can be played on any mobile device, for example, PC, Android, and iOS devices. The game was developed based on the concept of making it easy to play no matter where in the world the player is.

In terms of gameplay, you’ll find a fairly standard MMORPG with quests, character development, and everything you’d expect from a role-playing game of the fantasy genre. The real advantage of AQ3D is its cross-platform gameplay and engaging story elements, which make it one of the most exciting games on this list.

2. Arcane Legends

Arcade Legends is one of the oldest MMORPGs on this list, as it was released back in 2012. Since then, the game has earned a lot of players and has even been moved from Android to the Google Chrome Store so that players can keep playing on their computers when their phones run out of power.

The game is a hack-and-slash MMORPG developed by Spacetime Studios, and includes various elements specific to the genre. Players can choose from three classes, have Pets, a wide selection of weapons and armor, and travel the world on one of dozens of maps.

3. Arcus Online

Aurcus Online is available on Android and iOS devices as a free MMORPG set in the country of Levaria. Players can create their own characters, complete quests, team up with friends to hunt down and kill bosses, and even participate in PvP battles. The game has a relatively unique and easy-to-use combat control that sets it apart from the competition.

Simple one-touch attacks help to continue the gameplay in a continuous flow, while maintaining the ease and fun for the platform. Beautiful animations have been added to the action, making this entry one of the most attractive on this list.

4. Teon

Most of the games on this list follow much of the same traditional pattern that makes MMORPGs MMORPGs. While Teon belongs to the right genre of role-playing fantasy games, it does so in a slightly different way. Players are not given special training, instead they are thrown into the game and left to their own devices.

Co-op play is highly encouraged in this game, as fighting dungeon bosses alone is a sure way to kill your character. The game also has a good aspect of character customization, great if muted graphics, and a decent plot to keep things going.

5. Order & Chaos 2: Redemption

Order & Chaos 2: Redemption is an amazing MMORPG from Gameloft, that you can find on Android, iOS, Windows Phone and Windows PC. The game was released back in 2015 and is a direct sequel to Order & Chaos Online. One of the most interesting things about this game is that it can be played from both the third and first person perspective.

The game features more than 1000 unique quests, as well as those that depend on the main storyline. The action takes place 600 years after the events of the original game and takes place after the destruction of the Original Heart, which led to a cataclysm that changed the entire world.

6. Grow Stone Online

While most MMORPG games have fantastic graphics using the advantages of modern GPUs, games like Grow Stone Online have a more retro look and feel. All graphics are two-dimensional pixel graphics that have become extremely popular recently and are great for this fun and addictive vertically oriented mobile MMORPG.

The game has the same elements as others on this list, including a vast and expansive open world, loot that you can collect, and characters that players can customize. The game is free and available in the Google Play store, as it is currently only available on Android devices.

7. Lineage 2: Revolution

Lineage 2: Revolution from NCSoft is a direct sequel, set 100 years after everything that happened in Lineage II: Goddess of Destruction. The game can be played on iOS and Android and includes role-playing features familiar from other MMORPGs on this list, including challenging character development, combat, quests, and the slaughter of dungeon bosses.

The game is free-to-play and also incredibly popular among players from all over the world. If you decide to try this game, you can take part in the 50 on 50 fortress siege fight or play with your friends in the co-op mode.

8. Hit

Heroes of Incredible Tales is close to the top of most successful mobile MMORPGs that you can play right now, which has a lot to do with amazing graphics that would be impressive even on a console or PC. The game has huge character creation options and a great equipment system, but at the same time it doesn’t have complex controls.

Thanks to the developers, the game constantly gets new content, so the game will remain alive and interesting for a very long time. It is available right now on Android and iOS devices and is free-to-play, but it has ads and in-app purchase options if you need them.

9. Old School Runescape

Old School Runescape is simply a mobile version of the original game, first released way back in 2007, but thanks to constant updates, it is now a separate game, independent from its predecessor. Thanks to updates, new content, and simple quality-of-life changes, Old Scale Runescape has now become one of the best and popular MMOs on mobile devices, that you can play right now.

You can find it on Android, iOS, and even on Windows phones. When it was first released for Android and iOS in October 2018, the game became the most downloaded mobile game in nine different countries in just two weeks time.

6 Benefits of Using a Smartphone to Bet on Sports

By

Billy Voss

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October 21, 2020

smartphone betting — Source: yogonet.com

The online world brought a wide range of money-making options. Lack of cash flow is a common problem for all people around the globe. We work hard every day, but the salary we have usually can’t cover all our costs. That is the reason why the world of the Internet became an attractive place for an average person.

People can start a business in today’s world from the comfort of their room. Despite that, they can use their skills to make additional money as freelancers. We do not want to say that these two options are wrong. However, they require initial capital as well as particular sets of advanced skills. Despite that, entrepreneurship always requires certain risks. Because of that, people are looking for a more entertaining and less risky alternative. That alternative comes in the form of sports betting.

Many people will disagree with the statement that sports betting is the best choice they have. It would be unfair to say that the betting industry has a good reputation among people. Yet, your success depends a lot on your self-control and betting skills. You can’t become rich in a few days, and we recommend you don’t ever try to achieve something like that. Work on your skills, be stronger than your needs, and the reward will sooner or later come.

Yet, online sports betting is another thing that the Internet world brought to us. That is the reason why we want to talk about the benefits of using a smartphone to bet on sports. We know that people mostly use their mobile devices to chat with others, take selfies, etc. However, it seems that your smartphone can also ensure your financial stability. Because of that, let’s find out those benefits as soon as possible.

1. Availability

Let’s remind ourselves of how betting on sports looked 30 years ago. People had to go to the nearest bookmaker to check the games, odds and results in the end. That type of opportunity is available even today. People gladly visit those places to make some new friendships.

Yet, things with online betting are way better. First of all, keep in mind that traditional bookmakers have working hours. It is hard to find one that is working 24h a day. Even if you find it, it is hard to believe you would visit that place after midnight. On the other hand, you will have access to all the odds at every moment of the day. For instance, if you can’t sleep, you can try to earn some money. On the other hand, if you want to relax at home, betting on your smartphone is also an entertaining and relaxing activity.

Still, betting from home is not the only option that you have. You can do the same thing from every place that has a strong Wi-Fi connection. For example, you can bet from the restaurant, cafe, cinema, and even your office.

2. Full Offers

The bonuses you will potentially get are always going to be the same. It doesn’t matter if you plan to bet on your smartphone, laptop, or tablet. However, there is one additional benefit that most people forget about.

The smartphone bettors are not going to miss the instant offers. They will grab it whenever their favorite betting operator offers it. Despite that, let’s imagine that the game you want to bet on starts at 4 pm. Unfortunately, you are working until 5 PM, and you won’t manage to place a bet. More precisely, you won’t manage to do that if your smartphone is not near you. However, it is hard to find a person that goes anywhere without a mobile device. Because of that, you will manage to bet in every moment without missing out on anything.

3. Live Betting

Yet, the smartphones allow you to bet even if your game started. For instance, you realized that you forgot to place the bet 10 minutes after the game started. That doesn’t mean you can’t bet on it because most of the smartphone betting apps offer live betting.

Besides that, it is a good opportunity for people that usually watch games outside of their homes. For example, you sit in a pub with your friends and watch a game. Your instinct tells you that the home team is going to score the next goal. The only thing you will have to do is to turn on your smartphone, log in to your account, and place a bet. If your instincts were good, you are going to earn a few dollars more.

4. High Speed of Transactions

Let’s imagine that you urgently need money while you are somewhere outside. Thanks to the smartphone, you no longer have to rush to get home and withdraw money from your account. Instead of that, you can do that over your mobile phone with a couple of clicks. These mobile payments are usually available in a couple of minutes. Of course, that counts if you are betting in a good quality online bookmaker. In other words, it is a time-saving option that many bettors will gladly use.

5. Two Ways to Access Your Account

Here comes the main part. Each smartphone user can choose between two ways to access their betting account. Logically, the first option is to bet with the web browser that you have on your mobile. Yet, it seems that many players would rather decide on accessing their accounts via a betting app. Almost every online bookmaker (as well as online casinos) develop their own application. In that way, they want to make the entire process even easier for all of their customers. You can see how the bet mobile looks in the example of Melbet app by visiting betenemy.com. In that way, you will manage to see which of these two options meets your requirements and expectations more.

6. Final Thought

Before we say “goodbye” to each other, there is one essential thing we would like to say. It doesn’t matter where and how you gamble. You need to resist your needs and work on your self-control always. By doing that properly, you will never spend more than you can afford. Online betting is an entertaining activity. However, the main reason why you bet is ensuring your financial stability. Because of that, calculate how much you can spend daily and respect the plans that you create. Actively follow different games and try to analyze your mistakes. That is the only way to get the reward that you are hoping to get.

Is This the Right Time to Buy a House?

By

Дмитра Врачарић

-

October 21, 2020

The pandemic is challenging the real estate market worldwide, but it doesn’t mean people have stopped buying houses.

The homebuying landscape deals with some significant changes right now, and both buyers and real estate agents must adapt to a scenario they never met. Some lenders are raising their credit score requirements, increasing the minimum down payments, and pausing the issuance on loans. Sellers have started to take their houses off the market because they cannot get the price they ask. Even buyers are pausing their searches because they cannot find a property to match their requirements.

If you want to buy a house, you may wonder if this is the right time to do it. The following guide can help you decide if to jump in or not. Learn more here.

Are you ready to buy your own house?

We shouldn’t tell you that buying your own house is a huge commitment. Before browsing the market for properties or hiring a real estate agent, make sure you’re ready to take this step. Here is a list of factors lenders analyse when they look at your application.

Employment and income status

Lenders aren’t interested only in how much you earn, but also in how much you can save, so they check your history of income to ensure your income source is enough to repay the mortgage.

Preparing the paperwork to prove that you have a stable and reliable source of income requires pulling the right documentation, and it may take some time. If you’re self-employed, the lender may even ask you to submit your tax returns. Before providing the lender with the documentation, analyse its content to understand if your income is enough to cover the costs associated with buying and caring for a house.

Debt-to-income ratio

Lenders use this tool to evaluate your loan application because it allows them to see how much income you can direct towards your debt, and they can determine how much mortgage they should offer.

The debt-to-income ratio is calculated by dividing the monthly debt to the gross monthly income. The lender has access to your credit information to calculate the debt-to-income report. But you should review it before you contact a lender because most mortgage providers ask for a DTI of 50% or less to qualify for a loan. The DTI can help you shorten the lenders’ list if you find it hard to decide what organisation meets your requirements best.

Liquid assets

You can buy a house even if you don’t have money down, but you need some cash for a down payment. The down payment is the first significant payment you make on the mortgage. The amount of money you need to pay depends on the sum you borrow, loan type, and provider.

A common misconception is that you need 20% down payment to get a house, but the truth is you can purchase a property even with a 3% down. But if you pay more, you won’t have to get private mortgage insurance. Lenders use the private mortgage insurance to protect themselves, and allow you to cancel it when you reach 20% equity in your repayment. Larger upfront payment can also lower the monthly payments, so you may want to postpone buying the house to save some money. There is also the chance to have a loan with 0 down payment for current or former members of the ARMY by requesting a VA loan, you can find more about these at SecurityAmericanMortgage.

Alongside the down payment, you also need to cover the closing costs. It’s best to save from 3% to 6% of the total home value to cover for the closing costs.

Credit health

As the mortgage experts from MortgageHouse explain “The credit score is a determining factor in what loan and interest you qualify for. The lender checks your credit score to understand what risk they take by financing your loan. Improving your credit score and reducing your debt can pay off if you plan to purchase a house.” The better the number is, the lower the interest rates you get. To determine how much you’ll pay monthly use a mortgage repayment calculator online

Factors that influence your credit score:

– Payment history

– Types of credit you’ve used

– Amount of money you owe

– Your pursuit of new credit

– The length of your credit history

Check the credit score with your local lenders to determine what number qualifies you for a mortgage.

Are you willing to live in the same place for your entire life?

A house mortgage is a 30-year-long commitment. Buying a house doesn’t oblige you to live in it, but it’s still a big decision. When you own a home and pay a monthly instalment, you may find it difficult to move. In most cases, you must sell the house first before relocating.

So, decide if you’re willing to live in the current area for at least ten years. Consider your family obligations, career goals and personal preferences.

Factors that can slow your down

Even if the pandemic has changed the real estate environment, real estate agents are still working, yet they had to adapt their activities to the present situation. The reactions vary by markets, but if you’ve already pre-qualified for a mortgage, you may want to wait because there may not be too many options to choose from. However, desperate sellers may be willing to cut the price, and you may get a deal. Some sellers refuse tours as they try to prevent the spread of the virus. A virtual tour may be all you get before you make an offer on the house.

Also, once you find the perfect house for you, expect current restrictions to affect the mechanics of the purchase. Appraisals and home inspections take longer because inspectors have to meet specific procedures. Staffing shortages can trigger a delay in legal and mortgage loan processes because there are simply no people to complete title searches and write down paperwork.

Only a few states offer remote closings, so you need to ask the mortgage provider if they can handle a loan during the pandemic.

The COVID-19 has affected the house purchase process and restricted the types of loans you can apply for. You need an excellent credit if you want a lender to approve your mortgage application.